and those neighborhoods happened to be mostly black

could it be that people in those neighborhoods were... just less likely to pay back their loans?

No default risk is the same for everyone all the time always

It’s not like a higher premium is charged for a higher degree of default

https://www.investopedia.com/terms/d/defaultpremium.asp

Blacks honestly shoot themselves in the foot when it comes to their neighborhoods

Doesn’t exist!

@bspon002 sometimes literally

@missliterallywho I mean improvements wise

My brother showed me a video of two blacks playing Russian roulette wherein one of them shot himself once in each foot

They complain when people improve or move into their neighborhoods with more money because it's "gentrification"

Well once it's gentrified they can't afford to live there anymore

They create poverty bubbles where you're not allowed to. Improve your environment in order to keep things dirt cheap

Yes exactly

Then they complain that they live in poverty

Beggars can't be choosers

Blacks BTFO

I understand wanting to live in a cheap place but you can't demonize self improvement and then blame everyone else for your social situation

When you sneer at your neighbor having a nice lawn because it improves the neighborhood you have a problem

Every time I hear the gentrification argument I just break it down like this and the people arguing for no white moving in or whatever just. Look like idiots

They most of the time don't even realize they're arguing for the creation of poverty bubbles

50k for a baltimore fiefdom?

dayum

lol I talked about how blacks were better off economically during segregation

my teacher didn't even push back on it

my classmates are probably saying "hmmmmmmm" so hard right now

PREACH!

🙌👏

A Baltimore fiefdom stripped of everything but the structure of the buildings, yes

maine GOP house seat flipped <:really:453005408064241674>

waiting on those fed investigations

@NateDahl76 sounds better than a fiefdom filled with the Blacks of Baltimore

we just missed this on the IE trip https://kdvr.com/2018/11/15/denver-to-expand-immigration-legal-aid-program/?fbclid=IwAR02KOKKiOUGpzywdzvk42qL1g9dp0i4zM9KmAmjD3DElQCZFlBSGFx7Px0

damn does IE CO still have that banner??

DTR redux

@Sam Southern - TN you’ll still be surrounded, but I would love it if Baltimore got gentrified.

one block at a time brudder

That banner has been down for some time

Based

I'm ready to gentrify, but I'm talking to some guys in NorCal post fire. Jefferson will rise again!

Thanks for plugging that article goose.