Blacks had it so hard not being good at building civilizations

Doing business with friends can be tricky though lol

The blocks are only 50k

Everyone can rule their own little kingdom

Fiefdom

Exactly!

That's a good song

Well back to work. See ya guys.

aaaahhhhh it's so annoying I don't care about redlining

I’m gonna plant a bunch of Turnips in my petty fief, y’all are welcome to come till

I wonder if growing up with this stuff just pushed me further right

It does getting annoying, doesn’t it

Is the redlining thing even real?

It seems like the whole argument is that people in certain neighborhoods couldn't get loans

>blacks have it SO HARD
>80% of blacks in the class are not academically prepared to be there

and those neighborhoods happened to be mostly black

could it be that people in those neighborhoods were... just less likely to pay back their loans?

No default risk is the same for everyone all the time always

It’s not like a higher premium is charged for a higher degree of default

https://www.investopedia.com/terms/d/defaultpremium.asp

Blacks honestly shoot themselves in the foot when it comes to their neighborhoods

Doesn’t exist!

@bspon002 sometimes literally

@missliterallywho I mean improvements wise

My brother showed me a video of two blacks playing Russian roulette wherein one of them shot himself once in each foot

They complain when people improve or move into their neighborhoods with more money because it's "gentrification"

Well once it's gentrified they can't afford to live there anymore

They create poverty bubbles where you're not allowed to. Improve your environment in order to keep things dirt cheap

Yes exactly

Then they complain that they live in poverty

Beggars can't be choosers

Blacks BTFO

I understand wanting to live in a cheap place but you can't demonize self improvement and then blame everyone else for your social situation

When you sneer at your neighbor having a nice lawn because it improves the neighborhood you have a problem

Every time I hear the gentrification argument I just break it down like this and the people arguing for no white moving in or whatever just. Look like idiots

They most of the time don't even realize they're arguing for the creation of poverty bubbles

50k for a baltimore fiefdom?

dayum

lol I talked about how blacks were better off economically during segregation

my teacher didn't even push back on it

my classmates are probably saying "hmmmmmmm" so hard right now