Message from @Zyzz
Discord ID: 417844359979991052
@Freiheit - CA yes i plan to wait until a crash happens before i buy a house. i also don't need a house right now
I remember in 2006-2008, I was a college student thinking about the future, and I remember laying in bed several times thinking "how tf is anyone supposed to get a house for the first time, it looks like you have to buy as soon as possible so you can try to latch onto whatever house you can possibly afford at the time to try to ride the wave up" Well, I learned that if prices seem absolutely bozongo then there may be a problem with the prices.
I say this because I have the same gut feelings nowadays. We'll be having kids soon so I've been looking around at housing and even with both me and wife working full time the housing prices just seem insane or not worth it. I work in New York City and I'm struggling to find a house within 3 hours of where that is a nice safe neighborhood with good schools and a family sized house under 600k. I'm likely just going to rent for a while waiting for another housing crash, or I'm going to find a studio apartment and put wall dividers and live like those huge families did during the industrial revolution
@ThisIsChris thats why i got the fuck out of NYC
Where do ya'll buy silver and gold?
@Zyzz I think about that all the time. Maybe one day but all my roots are here. Family, long time friends, business networks...
So for the time being I'm just trying to see if I can make it here, really hoping for that housing crash
@ThisIsChris that sounds Trad AF. Do that
@ThisIsChris Go with the wall dividers, fam. It's very similar to how our ancestors lived in log cabins/hovels/huts for hundreds, if not thousands, of years.
@Deleted User like bullion? I use JMBullion.com
@ThisIsChris i moved down to FL and knew not a soul. i understand the apprehension but then again so did our ancestors when they left europe.
@John O - @Deleted User yeah everytime I go back to that idea I'm like "ya know wall dividers aren't such a bad idea..." I just have to give up on my dream of having a home squat rack/bench press/deadlift platform
Fuck personal time. People didn't have time to themselves during the Industrial Revolution
@Zyzz Florida sounds great man, especially when thinking about the weather. I'm glad you have made it work.
tfw no cramped house full of kids and waifu
I'm going to get a 3 story house for me, my parents, my 3 siblings, and all our kids
@John O - that's so awesome.
Kek, not really dude
That would be hellish
Maybe not the literal 3 story houses, but I have looked into those two-family homes before
I would like to have my dad right next door
i was very close to my grandparents growing up.. they were a 10 min drive away
Yeah having multi-family homes with family is a pretty great idea if you're close
When my grandma grew up in the Bronx, her family all lived in the same building. Same with my other Grandma in Boston, and my Grandpa in Brooklyn
Err, not quite my grandpa
Ha yeah only kicker is my dad loves his house too much to move
Have you tried looking in ossining or peekskill? my buddies sister just bought a house up there for around 500k. Very nice home fit for a family. @ThisIsChris
The metro north has its last stop in croton on hudson right between the two so the ride into the city is not terrible.
Yeah that area is super nice. I will have to think about it, thanks for the recc @Louis Loire - NY
500k not bad for a house in a place that nice
I have to admit I haven't looked North of NYC yet, will have to do my research. I'm usually poking east since my family is that way
Westchester is super expensive in spots but quite reasonable in others
much cheaper then the city though
Ossining, Peekskill, Tarry Town, Hastings, Dobbs Ferry, upper Yonkers, Croton all of these are decent little river towns.
All of them are also on the Metro North line so getting to the city is again not terrible
@Deleted User APMEX, Provident Metals, or Gainesville Coins are my go-to online bullion dealers, with Provident being my #1
@Deleted User Sorry, was AFK. Buy at the local coin shop and become friends. You will never pay spot, usually spot plus the shop premium, ~3%, but building he rapport is better than buying online, some states charge tax for buying gold and silver, there are transactions that may not apply to &c. and they will inform you after due time.
@John O -#7072 Sorry for the doom & gloom, my dude. Acknowledging and understanding the warning signs can be a powerful tool in itself though. I'm right along with you in the house-hunting boat--working with a realtor in Colorado right now...
Economists Urged to Use Fertility to Predict Recessions: https://archive.is/bo5i4
lol, they should have done that a generation ago when they had the ability to warn of demographic decline.
@Argument of Perigee Yeah, I know it's dumb to buy my first house rn, and I'm not going to. I'm just worried about being ruined if there is another depression