Message from @Shadows

Discord ID: 558522011807121440


2019-03-22 05:15:34 UTC  

federal loans are around 5% interest, and privates are between 6-12.5%ish.

2019-03-22 05:15:49 UTC  

obviously one is subsidized and one is not

2019-03-22 05:18:15 UTC  

most of student loan debt is held by those without a degree. they attended college and dropped out.

2019-03-22 05:20:05 UTC  

get the gov out and this will restrict the demand and force schools to lower prices. we do not need ppl who are unable to finish college , to go to college.

2019-03-22 05:21:13 UTC  

all that does is give ppl, who would be better suited for trades, an increased amount of debt

2019-03-22 05:22:04 UTC  

If the government gets out of colleges, how many private loans are banks going to be handing out to people to attempt to get whatever degree they want.

2019-03-22 05:22:18 UTC  

they wont increase the lending

2019-03-22 05:22:23 UTC  

because its more risky

2019-03-22 05:23:10 UTC  

banks also ask (currently) for the degree your pursuing and the name of the college. they weigh the risk more

2019-03-22 05:23:26 UTC  

I suspect that if the government gets out of the student loan business, then the primary way of going to college will be through employers that offer to pay for your degree.

2019-03-22 05:23:38 UTC  

^

2019-03-22 05:23:44 UTC  

Though that's just me making assumptions out of my ass.

2019-03-22 05:23:50 UTC  

and that is offered by many diff employers currently

2019-03-22 05:24:07 UTC  

especially ones are desperate for employees

2019-03-22 05:24:36 UTC  

and again, the price will drop

2019-03-22 05:24:58 UTC  

without a guarantee, their current prices would cause a large decrease in enrollment

2019-03-22 05:25:16 UTC  

the various grievence studies would be cut back

2019-03-22 05:25:17 UTC  

It will be an incentive for some employers to do, i'm not sure how high % that could possibly be tho.

2019-03-22 05:25:32 UTC  

it currently happens

2019-03-22 05:26:02 UTC  

student loan reimbursment is one of the many things negotiated in total compensation.

2019-03-22 05:27:04 UTC  

Yes, its already a thing.

2019-03-22 12:07:46 UTC  

It also means that getting useless degrees puts you in massive debt and it creates a disincentive to get those degrees.

2019-03-22 12:08:11 UTC  

Gender studies out the window now

2019-03-22 12:08:31 UTC  

No more worthless grievance studies

2019-03-22 12:09:31 UTC  

I think we should find a way to kick all the commie professors out for spreading seditious ideology.

2019-03-22 12:10:57 UTC  

Kick out all the elites here first, the root of the issue

2019-03-22 12:11:09 UTC  

I had a wall of text about that earlier, I think it got buried though

2019-03-22 12:11:59 UTC  

Dang. I guess I missed it

2019-03-22 12:13:00 UTC  

I found it, I'll DM it to you lol

2019-03-22 21:42:21 UTC  

Yang vs Shapiro on Circumcision. Should prove interesting if it happens
https://www.dailymail.co.uk/news/article-6832447/Andrew-Yang-public-debate-anti-circumcision-policy.html

2019-03-22 21:45:22 UTC  

Ben tweeted that's not what their talk will be about (unless it happens to come up).

2019-03-22 21:45:39 UTC  

But they would both be wrong anyway.

2019-03-22 21:52:44 UTC  

New York!

2019-03-22 23:22:43 UTC  

I hope he doesn't walk his comments back, though it sounds like he's said similar stuff before, according to the article, so it seems unlikely

2019-03-22 23:45:44 UTC  

Oh no... he asked for compassion toward another group of people...how awful...

2019-03-22 23:59:26 UTC  

He is a witch, we must burn him.