MA, this is the sort of legal arguments been used by people fighting bailiffs and stuff. All that ends up happening is the judiciary do some interpretting in light of modern reality and your argument becomes irrelevent

incorrect

I once challenged a card on the basis of the contract

all that'll happen if there becomes a to-and-fro is the law gets changed

they threw it out

Just dont ever, ever get into that kind of situation then.

@Mikey

that is very naive

why u ping

sometimes people can't avoid getting into certain situations

That's why you save an emergency fund of 6-12 months of monthly expenses

and if they want to fuck u, they can PUT you into those situations

You pinged me

@JackH670

you don't seem to grasp the problem.

@ebinmemes22

say u have 12 month cash saved up

and then when shit happens you cannot GET to that cash

cause they just close your account for no reason

you should have some cash

and if you have more than 2k cash on you or at home, they can TAKE IT

civil forfeitrue law

Y E E T

I dont know which country were you're from but in mine banks dont just close your account for no reason, they cant under regulatory rules

USA, presumably

They can in the states, Justice

you can't even pay your mortgage anymore using cash or even get cash for coins if you don't have an account at a particular bank

Well i dont live in the US

not sure they can confiscate the contents without the government

that is a rather dangerous precedence to allow

pretty sure it's happened in the UK, too

if you take the stance that '.. one should just never get into that situation' and don't stand up for the little guy when the bank breaks the rules, the bank will just keep getting worse amd worse

until finally your turn comes around

UK can freeze your account

Friend works in Child Maintenance and they can freeze your account to get you to start paying

rules are there for a reason. If they aren't written well enough and someone tries to fuck u with them, fuck them back with their own rules

True, i get you. Perhaps I'am just in a better position than most with multiple accounts, domestic and abroad.

That's government again, Jack, not sure if the bank can do it unaided

Yeah, and part of the REASON the UK can freeze your account is that too many took the , "well i will never have to worry cause i will never be in that situation' attitude

by the time tough times come around, those people don't have what it takes to hold the other side to the fire and make them play by the book

UK banks cant just freeze your account either. you must trigger their anti money laundering filter.....if you say deposit £9999.99 into an account and immediately transfer it.