they instead try to play off the ASSSUMPTION that because you paid a previous bill, you must pay the next

Instead budget and save

mine too, but the point is they are breaking the law

Income = prosperity

not if they can just take it when you piss them off

and the more we just let them normailze breaking the law, the worse it gets

Hmmm. yes

MA, this is the sort of legal arguments been used by people fighting bailiffs and stuff. All that ends up happening is the judiciary do some interpretting in light of modern reality and your argument becomes irrelevent

incorrect

I once challenged a card on the basis of the contract

all that'll happen if there becomes a to-and-fro is the law gets changed

they threw it out

Just dont ever, ever get into that kind of situation then.

@Mikey

that is very naive

why u ping

sometimes people can't avoid getting into certain situations

That's why you save an emergency fund of 6-12 months of monthly expenses

and if they want to fuck u, they can PUT you into those situations

You pinged me

@JackH670

you don't seem to grasp the problem.

@ebinmemes22

say u have 12 month cash saved up

and then when shit happens you cannot GET to that cash

cause they just close your account for no reason

you should have some cash

and if you have more than 2k cash on you or at home, they can TAKE IT

civil forfeitrue law

Y E E T

I dont know which country were you're from but in mine banks dont just close your account for no reason, they cant under regulatory rules

USA, presumably

They can in the states, Justice

you can't even pay your mortgage anymore using cash or even get cash for coins if you don't have an account at a particular bank

Well i dont live in the US

not sure they can confiscate the contents without the government

that is a rather dangerous precedence to allow

pretty sure it's happened in the UK, too

if you take the stance that '.. one should just never get into that situation' and don't stand up for the little guy when the bank breaks the rules, the bank will just keep getting worse amd worse

until finally your turn comes around

UK can freeze your account