Message from @John O -
Discord ID: 490906213731663877
In the field of psychology, the Dunning–Kruger effect is a cognitive bias in which people of low ability have illusory superiority and mistakenly assess their cognitive ability as greater than it is. The cognitive bias of illusory superiority comes from the inability of low-ability people to recognize their lack of ability; without the self-awareness of metacognition, low-ability people cannot objectively evaluate their actual competence or incompetence.
THE CELTOID INVASION WILL NOT BE STOPPED
Hi
How's everyone's Sunday?
Oh crap, the Germanics are here. Hide your potatoes, boys
Das rite
I might go fishing before mass and my evening meetings.
I'd have to go to Walmart and buy a license tho...
It's been years.
What, like $20?
Yeah nbd
Just the added trip and the fact that it's been so long since I've gone at all.
Yeah, gotya
I'm taking a break from packing up. I'm moving to another city today
Interesting. For work reasons?
Yeah
You bought a home, right?
No, I didn't. I got talked out of it
Hmmm
Staying in Florida?
Yeah
Still Central
I'm so tired of paying what equals a monthly mortgage payment in rent.
For sure
Me too
But, most analysts say we're at the top of the market
Gonna look to buy in the next year. Was scheduled to look at 2 homes right after cville...but considering my situation at that time, I backed out.
Yeah this current economic cycle is gonna sour within a few years
How low will the market drop though?
Dat yield curve
That’s the question
@Deleted User no one knows
No one really even knows if it will drop
No one knows if we're at the top
It's just the consensus among experts
5%? OK on a 100k house that's 5K less than a years rent at 500 per month.
^^^^
Yea for sure, just stuff to consider.