Eat healthy?

Sleep well?

Don't smoke?

Don't drink?

fuck you, pay the same as the guy who does

What the actual fuck?

That’s retarded

Even if the company would be willing to offer you a better, more appealing deal

they cannot

*E Q U A L I T Y*

Why should you charge the guy who **ABUSES** his body the same as a guy who takes care of himself?

Thanks @Reaps

That just proves liberal college students don’t know jack shit when they open their mouths here

MUH AUSTRALIAN HEALTHCARE

I suppose the argument is "what if there's only one health company that will cover you? Then they'd have a monopoly and charge whatever they want!"

If the government is swooping in and forcing all companies to fix their prices at a set rate, how is that any better than the monopoly?

So because they can’t charge the abuser more because of his risk, they just charge everybody more right ?

Well, that would make business sense

To cover the cost n shieet

Help pay for Peter's broken body with healthy Paul's money

Christ this shit sounds very Soviet

Price fixing

Noone even bats an eyelid

Are most aussies fucking statist sheep?

Neither did I, except I knew I had to take out insurance before I was 32

And that was only because of the threat of loading

I didn't actually look into it any further than that

Jesus Christ this is unfucking believable

theoretically I could just not take out private health insurance

*e v e r*

and never have to worry about the loading fee

Kek

and just rely on medicare

But

Why is it theoretical?

I can only assume I'm missing something there, because that seems like a painfully obvious choice

I'll need to dig into it some more

Exactly

It was my insurance company telling me over the phone about this, then they sent me the gov info on it

Why work when you can get money for free

Wow

written by the gov, so not 'spun' by the insurance company

What a nice fucking insurance company

I’m compelled to like the company in this case

wow

But thanks for giving me fire to hit back with @Reaps

I just went to the page

It was 'updated' on the 7th of Dec

Yesterday ?!

wish I had archived it

Fuck

instead I just have a .txt document

here's what I copypasted at the time

When did you copy and paste?

the 7th ;p

they changed it a few hours after

anyway

Lifetime Health Cover is a Government initiative that started on 1 July 2000. It was designed to encourage people to take out hospital insurance earlier in life, and to maintain their cover.
In Australia, private health insurance is not ‘risk-rated’ like most forms of insurance. Private health insurers cannot refuse to insure any person, and must charge everyone the same premium for the same level of cover, despite their risk profile and likelihood of using health services.

LHC is a financial loading that can be payable in addition to the base rate premium for your private health insurance hospital cover. If you purchase hospital cover earlier in life, and keep it, you will pay lower premiums compared to someone who joins when they are older.

LHC loadings apply only to hospital cover. They do not apply to private health insurance general treatment cover (also known as ancillary or extras cover).

Wait

Dude

To avoid paying a LHC loading, you need to purchase hospital cover by 1 July following your 31st birthday. If you purchase hospital cover after this date you may be required to pay a LHC loading – 2% for each year you are over 30. For instance, if you wait until you are 40, you could be paying an extra 20% on the cost of your hospital cover. If you wait until you are 50, you could pay 40% more. And so on, up to a maximum of 70% more.

If you are a new migrant to Australia, and are aged 31 or over, you will not have to pay a LHC loading if you purchase hospital cover within 12 months of being registered for full Medicare benefits.

If you delay purchasing hospital cover for more than 12 months after your registration, you will have to pay 2% more for each year you are aged over 30 when you purchase your hospital cover.
Any LHC loading that you pay will be removed from your hospital cover premium after you have held hospital cover for 10 continuous years. However, if you cancel your hospital cover after the LHC loading has been removed, you may become liable to pay a LHC loading again in the future.

If you were born on or before 1 July 1934, you are exempt from the LHC loading. You can purchase hospital cover at any time and pay the base rate premium.

Copy it again, put it in a new txt file and use file compare

See which parts have disappeared:

http://www.health.gov.au/internet/main/publishing.nsf/content/health-privatehealth-lhc-providers-general.htm

I already know what's been 'updated', believe me

maybe someone was like 'oh shit, *that* sounds bad'

https://text-compare.com

ooo

someone archived it back in 2012

Hold up I’m on mobile i can’t do it right now

let's see what it said then

yeah

I was implying they removed the bits about private companies being compelled to charge the same rate regardless of the individuals health risk

however

archive.is 2012 version appears to be nearly identical, save for a phone number and other minutae

http://archive.is/7C0k

Pretty annoyed at myself tho

Using archive.is is just not a habit for me

forcing companies to give products to people that don't meet their criteria always goes well 👌🏿

google cahce has saved me

cached on 3rd of Dec

bahahaha

gotcha bitch

Hahahha

Noce

@Broo TulsiGang 2024 🇬🇧 🇺🇸 yeah, it just results in shitter products or no products

http://archive.is/UVYIk

Still puzzled why they'd randomly decide to remove that, though. I mean, it hadn't been updated since June, and those particular sections hadn't been touched since at *least* 2012

And I'm not tinfoil-hat enough to believe some gov employee saw someone access that webpage and then copy the text from it, and suddenly had an urge to scrub those particular lines

Yeah

Really makes you think

🤔🤔🤔😕

<:think_cartoon:378717098618388491>

anyhoo

yeah

that concludes my presentation for tonight

Very interesting reaps

Very fucking interesting

anyhoo, next time you hear someone go 'yeah but what about Australia' let them know that private healthcare... isn't exactly entirely private