Message from @Reaps
Discord ID: 388712104842100756
What a nice fucking insurance company
I’m compelled to like the company in this case
wow
But thanks for giving me fire to hit back with @Reaps
I just went to the page
It was 'updated' on the 7th of Dec
Yesterday ?!
wish I had archived it
Fuck
instead I just have a .txt document
here's what I copypasted at the time
When did you copy and paste?
the 7th ;p
they changed it a few hours after
anyway
Lifetime Health Cover is a Government initiative that started on 1 July 2000. It was designed to encourage people to take out hospital insurance earlier in life, and to maintain their cover.
In Australia, private health insurance is not ‘risk-rated’ like most forms of insurance. Private health insurers cannot refuse to insure any person, and must charge everyone the same premium for the same level of cover, despite their risk profile and likelihood of using health services.
LHC is a financial loading that can be payable in addition to the base rate premium for your private health insurance hospital cover. If you purchase hospital cover earlier in life, and keep it, you will pay lower premiums compared to someone who joins when they are older.
LHC loadings apply only to hospital cover. They do not apply to private health insurance general treatment cover (also known as ancillary or extras cover).
Wait
Dude
To avoid paying a LHC loading, you need to purchase hospital cover by 1 July following your 31st birthday. If you purchase hospital cover after this date you may be required to pay a LHC loading – 2% for each year you are over 30. For instance, if you wait until you are 40, you could be paying an extra 20% on the cost of your hospital cover. If you wait until you are 50, you could pay 40% more. And so on, up to a maximum of 70% more.
If you are a new migrant to Australia, and are aged 31 or over, you will not have to pay a LHC loading if you purchase hospital cover within 12 months of being registered for full Medicare benefits.
If you delay purchasing hospital cover for more than 12 months after your registration, you will have to pay 2% more for each year you are aged over 30 when you purchase your hospital cover.
Any LHC loading that you pay will be removed from your hospital cover premium after you have held hospital cover for 10 continuous years. However, if you cancel your hospital cover after the LHC loading has been removed, you may become liable to pay a LHC loading again in the future.
If you were born on or before 1 July 1934, you are exempt from the LHC loading. You can purchase hospital cover at any time and pay the base rate premium.
Copy it again, put it in a new txt file and use file compare
I already know what's been 'updated', believe me
maybe someone was like 'oh shit, *that* sounds bad'
ooo
someone archived it back in 2012
Hold up I’m on mobile i can’t do it right now
let's see what it said then
yeah
I was implying they removed the bits about private companies being compelled to charge the same rate regardless of the individuals health risk
however
archive.is 2012 version appears to be nearly identical, save for a phone number and other minutae
Pretty annoyed at myself tho
Using archive.is is just not a habit for me
forcing companies to give products to people that don't meet their criteria always goes well 👌🏿
google cahce has saved me
cached on 3rd of Dec
bahahaha
gotcha bitch