Message from @Reaps
Discord ID: 388711381429518349
To cover the cost n shieet
Help pay for Peter's broken body with healthy Paul's money
Christ this shit sounds very Soviet
Price fixing
Noone even bats an eyelid
Are most aussies fucking statist sheep?
Neither did I, except I knew I had to take out insurance before I was 32
And that was only because of the threat of loading
I didn't actually look into it any further than that
Jesus Christ this is unfucking believable
theoretically I could just not take out private health insurance
*e v e r*
and never have to worry about the loading fee
Kek
and just rely on medicare
But
Why is it theoretical?
I can only assume I'm missing something there, because that seems like a painfully obvious choice
I'll need to dig into it some more
Exactly
It was my insurance company telling me over the phone about this, then they sent me the gov info on it
Why work when you can get money for free
Wow
written by the gov, so not 'spun' by the insurance company
What a nice fucking insurance company
I’m compelled to like the company in this case
wow
But thanks for giving me fire to hit back with @Reaps
I just went to the page
It was 'updated' on the 7th of Dec
Yesterday ?!
wish I had archived it
Fuck
instead I just have a .txt document
here's what I copypasted at the time
When did you copy and paste?
the 7th ;p
they changed it a few hours after
anyway
Lifetime Health Cover is a Government initiative that started on 1 July 2000. It was designed to encourage people to take out hospital insurance earlier in life, and to maintain their cover.
In Australia, private health insurance is not ‘risk-rated’ like most forms of insurance. Private health insurers cannot refuse to insure any person, and must charge everyone the same premium for the same level of cover, despite their risk profile and likelihood of using health services.
LHC is a financial loading that can be payable in addition to the base rate premium for your private health insurance hospital cover. If you purchase hospital cover earlier in life, and keep it, you will pay lower premiums compared to someone who joins when they are older.
LHC loadings apply only to hospital cover. They do not apply to private health insurance general treatment cover (also known as ancillary or extras cover).
Wait