Wtf....

My mom is not even in that much debt

paying for my deadbeat brother, paying for shit they don't need, taking out loans to pay last years taxes

taking out loans to pay off loans

And she was a single parent with a mortgage

Working shit minimum wage jobs

On a ged

my brother stole one of their cards too and maxed it out

The great thing about having a shitty credit score from declaring bankrupcy is that it becomes that much harder to get into debt!

because my brother ALSO has terrible credit

And its impossible to open a new business

You guys want to watch a short anime.

That is awesome?

https://kissanime.ru/Anime/Hashiri-Tsuzukete-Yokattatte

I'm the only one with good credit, but they don't listen to me because I'm the youngest in the family

It's about voice actors.

4 episodes long.

even though I have a bachelor's degree in Business Administration and Finance

I have pretty shit credit

Because I have bad spending habits

Once you have a mortgage and a vehicle what good is good credit? Its dangerous in the wrong hands.

😂

But I would never do that

I will never mortgage anything.

There are too many things like this in the world lol

Only like 3.5k$ in the hole right now

That is how you loose shit.

If you miss one payment,t hey can take it.

good credit is good in case you need to replace something expensive and don't want to take out loans with exceptional interest rates

so it's good to maintain it

@Joe_Limon

True

My credit was 641 last I checked

If you take the time to care/maintain a good credit score you may as well have a proper savings account.

you can get good credit through small loans

Did you know Alex Jones accidently exposed his porn habits. He watches transgender porn. XD

I think you misunderstood what he meant expensive

I built mine up using small, repetitive loans over time along with other debts being repaid

I never used the loan money

just stuck it in an account and then repaid it at the end of the term

https://www.independent.co.uk/news/world/americas/alex-jones-trans-porn-phone-infowars-marissa-minx-a8510801.html