Message from @Cody
Discord ID: 530338442920460289
That is awesome?
I'm the only one with good credit, but they don't listen to me because I'm the youngest in the family
It's about voice actors.
4 episodes long.
even though I have a bachelor's degree in Business Administration and Finance
I have pretty shit credit
Because I have bad spending habits
Once you have a mortgage and a vehicle what good is good credit? Its dangerous in the wrong hands.
😂
But I would never do that
I will never mortgage anything.
Only like 3.5k$ in the hole right now
That is how you loose shit.
If you miss one payment,t hey can take it.
good credit is good in case you need to replace something expensive and don't want to take out loans with exceptional interest rates
so it's good to maintain it
True
If you take the time to care/maintain a good credit score you may as well have a proper savings account.
you can get good credit through small loans
Did you know Alex Jones accidently exposed his porn habits. He watches transgender porn. XD
I think you misunderstood what he meant expensive
I built mine up using small, repetitive loans over time along with other debts being repaid
I never used the loan money
just stuck it in an account and then repaid it at the end of the term
If you care. An easy way to build it is to pay all utility bills/etc with a credit card and then pay it off before it collects interest at the cutoff date.
XD
I found that funny....
The irony isn't lost.
it all depends on what would cost more
I mean one month of interest is like 10$ at most
the interest on my loans only cost me 10 bucks at the end of the year
So you dont even gotta pay it all off in that month
Carrying a balance helps your score too
So it is worth the slight extra in interest
