lmao

for example

my parents are 300k in debt

Codes

Wtf

Not a mortgage?

no

random shit

Wtf....

My mom is not even in that much debt

paying for my deadbeat brother, paying for shit they don't need, taking out loans to pay last years taxes

taking out loans to pay off loans

And she was a single parent with a mortgage

Working shit minimum wage jobs

On a ged

my brother stole one of their cards too and maxed it out

The great thing about having a shitty credit score from declaring bankrupcy is that it becomes that much harder to get into debt!

because my brother ALSO has terrible credit

And its impossible to open a new business

You guys want to watch a short anime.

That is awesome?

https://kissanime.ru/Anime/Hashiri-Tsuzukete-Yokattatte

I'm the only one with good credit, but they don't listen to me because I'm the youngest in the family

It's about voice actors.

4 episodes long.

even though I have a bachelor's degree in Business Administration and Finance

I have pretty shit credit

Because I have bad spending habits

Once you have a mortgage and a vehicle what good is good credit? Its dangerous in the wrong hands.

😂

But I would never do that

I will never mortgage anything.

There are too many things like this in the world lol

Only like 3.5k$ in the hole right now

That is how you loose shit.

If you miss one payment,t hey can take it.

good credit is good in case you need to replace something expensive and don't want to take out loans with exceptional interest rates

so it's good to maintain it

@Joe_Limon

True

My credit was 641 last I checked