Yeah

Well I am kinda stuck at the moment

it's fine to use it if you have to, but some people rely on it TOO much

Transitioning from school to a full time job and moving 4 times has made it really difficult to pay them all off

To top it off

understandable

I had to buy a car

So until I get my tax refund

I'm talking about people who open multiple lines of credit for bullshit like groceries and knick knacks

Roughly 2k$ I am in debt

that's not too difficult to work with once you're settled

Oh like me?

lmao

for example

my parents are 300k in debt

Codes

Wtf

Not a mortgage?

no

random shit

Wtf....

My mom is not even in that much debt

paying for my deadbeat brother, paying for shit they don't need, taking out loans to pay last years taxes

taking out loans to pay off loans

And she was a single parent with a mortgage

Working shit minimum wage jobs

On a ged

my brother stole one of their cards too and maxed it out

The great thing about having a shitty credit score from declaring bankrupcy is that it becomes that much harder to get into debt!

because my brother ALSO has terrible credit

And its impossible to open a new business

You guys want to watch a short anime.

That is awesome?

https://kissanime.ru/Anime/Hashiri-Tsuzukete-Yokattatte

I'm the only one with good credit, but they don't listen to me because I'm the youngest in the family

It's about voice actors.

4 episodes long.

even though I have a bachelor's degree in Business Administration and Finance

I have pretty shit credit

Because I have bad spending habits

Once you have a mortgage and a vehicle what good is good credit? Its dangerous in the wrong hands.