My main goal

Give it to them for cool shit

Capitalism wins again

lmao

I always love when people talk bad about capitalism while using their brand new Iphones and wearing designer clothes

Ikr

it's because they don't understand money

most of the time

Well all I know

My credit line increased today

whoo

😏

Been almost 2 years

I've avoided using credit for anything

congrats !

Havnt missed a payment yet

I try to stay within what I have in my bank account

Unless it's a serious purchase like a car or a house

my parents were huge on using credit and it fucked them

so it turned me off of it

Yeah

Well I am kinda stuck at the moment

it's fine to use it if you have to, but some people rely on it TOO much

Transitioning from school to a full time job and moving 4 times has made it really difficult to pay them all off

To top it off

understandable

I had to buy a car

So until I get my tax refund

I'm talking about people who open multiple lines of credit for bullshit like groceries and knick knacks

Roughly 2k$ I am in debt

that's not too difficult to work with once you're settled

Oh like me?

lmao

for example

my parents are 300k in debt

Codes

Wtf

Not a mortgage?

no

random shit

Wtf....