Im looking at the factors to improve my credit

these cards are so fucking jewish man

Could be better

@here anyone for voice?

first factor: " You have too few credit accounts"

how many open credit lines, how much do you use on balance

Fugg I should get more the

any accounts past do ever

Then

That is a small piece

1 CC, 500 limit, opened it last year when I was semi employed

the big one is credit utilization

@Eli Mosley yes

never been past due

usually pay it off 2 or 3x a month

paying off my student loans ahead of schedule

carry no more than 15% of the balance

ive never carried the balance

er total limit

ive never carried at all

eh carrying some BS tiny amount helps in early stages

like 100 bucks or some dumb shit

lol waht

fuck this shit man

I use amex blue to with cash

this is extremely jewish

i just have mine through alliant

I think I have a 740

same cu I bank with

when I was building I would leave 100 on every other month

WHY IS IT GOING DOWN

REEEE

do you have inquiries out

this is fucking fake and GAY

no

chill for moment

get app called credit karma

it is good help

idk dude

I see its adverts

you can real time check and it dont ping credit score