Message from @Koba
Discord ID: 307936284637265921
there is the one where you have the SMG too das dank
is a 648 FICO good?
Im 29
20*
LOL no.
Meh kinda bad
its decent ish
Im looking at the factors to improve my credit
these cards are so fucking jewish man
Could be better
@here anyone for voice?
first factor: " You have too few credit accounts"
how many open credit lines, how much do you use on balance
Fugg I should get more the
any accounts past do ever
Then
That is a small piece
1 CC, 500 limit, opened it last year when I was semi employed
the big one is credit utilization
@Eli Mosley yes
usually pay it off 2 or 3x a month
paying off my student loans ahead of schedule
carry no more than 15% of the balance
ive never carried the balance
er total limit
ive never carried at all
eh carrying some BS tiny amount helps in early stages
like 100 bucks or some dumb shit
lol waht
fuck this shit man
I use amex blue to with cash
this is extremely jewish
i just have mine through alliant
I think I have a 740
same cu I bank with
when I was building I would leave 100 on every other month
WHY IS IT GOING DOWN
REEEE
do you have inquiries out
this is fucking fake and GAY