Message from @Xeno the French FedNigger
Discord ID: 337771145791012864
@Xeno the French FedNigger is it that low
wew
tfw too arrogant to go into a trade
Mostly just trying to give perspective. Realistically, debt is a thing. College costs shekels and so do cars, those are the big factors. For young folks, either one or both are seen as necessities for the workforce.
lmao going deep into debt for a car as a young man
buy used and learn to turn a wrench
muh social status
You have to spend money to make money. Nigs spend money to have useless shit
Eh there's that but factoring in repair costs etc there's a point of diminishing return there. Too cheap becomes more expensive in the long run real quick.
^this @Vanguard
obviously, but most people aren't at risk of that, 99% of people are overspending
I agree
hurr i make $15/hour let me lease a BMW 3 Series
savings takes discipline
Leveraging a manageable amount of debt to secure a long term benefit is frankly sensible. Leveraging it for simple goods is nigga tier.
there is a psychosocial aspect of saving too
like i am frugal with the money i have in savings but if i have cash i will burn it rapidly
because i want to look like i dont give a fuc
or somehting
that's why i have my shit on direct deposit
wait wut
thats nigger af
its a vice
I want to look like x so I spend shit
like an ubermensch thing
u know
nigga I don't even renew sirius in my truck
superman complex
its 15 bucks
I cancelled spotify over their incessant nigger and race mixing promotion
The money I want to save and invest has priority. That shit cones out of paycheck the same time as bills. walking around money is whatever is left over (steadily decreasing amount as I save more)
spending money feels real bad dude
on anyhting
I don't mind spending. That's why it exists. Wasting on the other hand is what I hate.
perhaps it is my second self ie inner nihilst whomst thinks that everything tangible is a waste 🤔
@Xeno the French FedNigger das why dis nigga invested wit me and I walking him out @10% return in 1 year
take money and make it twerk nigga
the jews invest and operater co ethnically why cant we
we can fulfil meaningful metrics for all parties and when you control the pool of individuals and you know them, you know what outcomes will be in reference to human aspect