Message from @Mayor of Fashtown
Discord ID: 337770437209751563
havent used latest excel in so long forgot how to use sort function fugg
table is in table formatting vs general
trying to sort
i haven't even started yet lol maybe my net worth isnt tens of thousands negative
just thousands
all things in due time
rome was not built in a day
my bachelor's degree cost less than 35K total
well considering i have half of the credits i need at the moment im sitting pretty in my first semester
Tfw average American citizen's net worth is -$17k. Feelz good to be positive but damn. Literally immigrants with no job but no debt are better off financially than the average college grad (just by numbers obviously lol).
i mean to be fair most of the plebeians should not be doing that to themselves
but it really sucks for the based merit-earning whites
average shitskin is probably worth 500K in PV of future transfer payments the second he gets legal status
@Xeno the French FedNigger is it that low
wew
tfw too arrogant to go into a trade
Mostly just trying to give perspective. Realistically, debt is a thing. College costs shekels and so do cars, those are the big factors. For young folks, either one or both are seen as necessities for the workforce.
lmao going deep into debt for a car as a young man
buy used and learn to turn a wrench
muh social status
You have to spend money to make money. Nigs spend money to have useless shit
Eh there's that but factoring in repair costs etc there's a point of diminishing return there. Too cheap becomes more expensive in the long run real quick.
^this @Vanguard
obviously, but most people aren't at risk of that, 99% of people are overspending
I agree
hurr i make $15/hour let me lease a BMW 3 Series
savings takes discipline
Leveraging a manageable amount of debt to secure a long term benefit is frankly sensible. Leveraging it for simple goods is nigga tier.
there is a psychosocial aspect of saving too
like i am frugal with the money i have in savings but if i have cash i will burn it rapidly
because i want to look like i dont give a fuc
or somehting
Pay yourself first my dude.
that's why i have my shit on direct deposit
wait wut
thats nigger af
its a vice
I want to look like x so I spend shit
like an ubermensch thing
u know