Message from @Deleted User
Discord ID: 456383962999160834
We need this
i require mommys milikes
one day to go
Niggas, Don't get a credit card. I literally just ate a whole pay cheque paying off my bad spending habits. lol
Besides Rent ect.
jesus fuck
learn how to spend correctly
dont buy video games
I learned my lesson.
I haven't bought any recently.
You should use a credit card for all purchases, but treat it like a debit card
if you dont trust yourself get a secured credit card
That's what I've been meaning to do.
which is basically just a debit that improves your credit
I just over spent. lol
All paid off with 12 cents to spare so I'm good.
i owed 6 grand on credit card and 15 grand on car loan once
took me a year to pay em off
No unnecessary spending the next few months as well. Leaving all forms of payment at home. I'm moving so I need a good lot of money put away for that.
did you make ur payments on time though?
me? oh yeah, i never missed a payment and 90% of time i made double and triple repayments
i hate owing money
interest sucks balls
im assuming it actually helped your credit though
I have a conference next month so I'm saving up to pay off those costs and then after that I have two-three months to save before I move. So I should be right. I think.
lanius is here to put us all to sleep
yeah they sent me a form for extra credit on card which i never filled out. would have upped my limit to 10 grand
I reckon I could save about $300 a fortnight
http://conniptions.gives/
lol why didnt you fill it out
Confrence won't cost overly much because free accomodation. Just meals.
i don't need it. i have more than that in cash
i just use card for online
now
>not churning
<:smug:402400327313391616>
Reckon 1'300 will be enough to move on?
Or should I give it an extra pay or two?