@NobleManWithABigHeart pee pee poo poo

wait

hes banned?

elf isnt banned

yes

https://youtu.be/2e5tAlelJXc

https://www.youtube.com/watch?v=MY0b2O3b6aM&feature=share

We need this

i require mommys milikes

https://i.imgur.com/liseYXR.gifv

one day to go

Niggas, Don't get a credit card. I literally just ate a whole pay cheque paying off my bad spending habits. lol

Besides Rent ect.

jesus fuck

learn how to spend correctly

dont buy video games

I learned my lesson.

I haven't bought any recently.

You should use a credit card for all purchases, but treat it like a debit card

if you dont trust yourself get a secured credit card

That's what I've been meaning to do.

which is basically just a debit that improves your credit

I just over spent. lol

All paid off with 12 cents to spare so I'm good.

i owed 6 grand on credit card and 15 grand on car loan once

took me a year to pay em off

No unnecessary spending the next few months as well. Leaving all forms of payment at home. I'm moving so I need a good lot of money put away for that.

did you make ur payments on time though?

@Deleted User

me? oh yeah, i never missed a payment and 90% of time i made double and triple repayments

i hate owing money

interest sucks balls

im assuming it actually helped your credit though

I have a conference next month so I'm saving up to pay off those costs and then after that I have two-three months to save before I move. So I should be right. I think.

lanius is here to put us all to sleep

yeah they sent me a form for extra credit on card which i never filled out. would have upped my limit to 10 grand

I reckon I could save about $300 a fortnight

http://conniptions.gives/

lol why didnt you fill it out