Why do swedes do this

my brother just moved out at 26, but straight into his own brand new apartment

sigh living in shitty flatshares in the bad parts of town since moving out bc cant afford rent for a whole flat

mortgage?

or cash

Oddly enough its about the same cost to rent a small house as it is to rent an apartment where I am, the commute isnt bad either just an extra 20 min

@spaqin mortgage. Between me, the gf, and her parents, we put 30k down on the house and have a 30 year mortgage

>30 year

lmao

i was wondering about @Julian 's bro tho

I moved out to street,i was homeless for 3 years begging for money at Lidl,I did not drink alcohol or do any other drugs,saved up money and bought nice apartment. But the best part was converting to islam,alah showed me the way.

not needing to pay rent probably helps

@spaqin a bit of mortgage, dont know the exact numbers

damn i never wanna go into debt

but he told me he got 70% of it covered

and couldve done it but wanted to have money to actually invest *inside* the apartment

damn i never know what to invest in

no I mean invest into things for the apartment

oh

Condo or apartment?

flooring, furniture, etc

should i buy shares of cdpr

@spaqin only a very small amount of people actually pay off the entirety of a mortgage. Most keep the house until they need to upgrade, sell it at profit, pay off the loan, and use the remainder as a down payment on the new house

@johnfrum apartment I think?

whats the difference

Condo you own, apartment you rent

well he owns it but on a lease

no rent?

well he pays the bank

My house has risen about 45k in value in the last 3 years just from the area and inflation

good investment

yeah my parents got mortgage but also pay rent to the building owner hmmmmmm

The value determining guy (can't remember their name) hasn't even seen the upgrades INSIDE the house

<:thvnk:332928260004642827>

Normal in a apartment @spaqin

That doesn't sound quite right

yeah

it's normal

u know

It's called ground rent in the UK

pay for the lift and other services