I moved out to street,i was homeless for 3 years begging for money at Lidl,I did not drink alcohol or do any other drugs,saved up money and bought nice apartment. But the best part was converting to islam,alah showed me the way.

not needing to pay rent probably helps

@spaqin a bit of mortgage, dont know the exact numbers

damn i never wanna go into debt

but he told me he got 70% of it covered

and couldve done it but wanted to have money to actually invest *inside* the apartment

damn i never know what to invest in

no I mean invest into things for the apartment

oh

Condo or apartment?

flooring, furniture, etc

should i buy shares of cdpr

@spaqin only a very small amount of people actually pay off the entirety of a mortgage. Most keep the house until they need to upgrade, sell it at profit, pay off the loan, and use the remainder as a down payment on the new house

@johnfrum apartment I think?

whats the difference

Condo you own, apartment you rent

well he owns it but on a lease

no rent?

well he pays the bank

My house has risen about 45k in value in the last 3 years just from the area and inflation

good investment

yeah my parents got mortgage but also pay rent to the building owner hmmmmmm

The value determining guy (can't remember their name) hasn't even seen the upgrades INSIDE the house

<:thvnk:332928260004642827>

Normal in a apartment @spaqin

That doesn't sound quite right

yeah

it's normal

u know

It's called ground rent in the UK

pay for the lift and other services

outside your own apartment

Is there anything Brits don't get fined for 😂

oy m8 wheres your elevator loicense

😂

oi, you hav a loicense for that ground ?

Hand over the license

Also still pay rent if your doing shared ownership (where you only buy half of the flat as you can't afford the rent)

>is there anything Brits don't get fined for 😂
Criticizing the majesty and her lovely country?
£80 fine @Matthew

@Matthew appraiser

@johnfrum that's the word, ty