Where's a good place to dump some spicy/interesting PDFs?

I'll just dump them here

I was never here

It is a good read and many probably heard of references to it, so the source material should give greater insights to the 250 years meme

The CIA thing though is very telling especially if you want to get to how we're at the point we're at now with the deep state

Excess of Education is more about how Communism spread

It would be good to get a collection of text that might get banned in the upcoming purge, but the powers that be seem more content for now not to ban knowledge but just people that declare the king has no clothes

Wait till they start banning the Bible though

At places that sell books, not just schools

Well she can't retire from public life entirely, how else is she going to make money?

Kill the bot before it learns

Is she not in debt like Milo? I can't imagine flying all over the world and ramming boats into other boats is cheap

Well the question is, why does any of it matter? Outside the illegal stuff. I mean did anyone really think Lauren Southern was the bastion of Trad Thot white female purity? Was she the great white hope? I mean we got documentation of the migration crisis in Europe what else do we need?

Fair enough

Businesses should be able to pay people less if they pay people's student loans

Issue is that education isn't an asset, you can't sell it on some secondary market for a return. You can only pay off education through labor. And if labor wages are depressed because there's triple the amount of people in the workforce the time scales to pay off student loans will be longer than a lot of real estate. That is because education only depreciates. It's literally a shitty car as far as going in debt for it.
Then you have rising healthcare costs due to similar reasons (anti-competitive practices more than anything else). What this means is that discretionary spending is falling through the floor which is why all these "crowd-sharing apps" are popping up
When you don't have people blowing money and stupid shit instead of say education and healthcare it causes the economy to lag as the major generation of wealth is in education and health care which are very scalable (easier for 1 person to teach 200 people than it is for 1 person to supply 200 beers)
This doesn't even get into addressing how any of this can be fixed, just that someone going into 150k debt for education is society's problem already, even not accounting for that debt being funded by tax payers

It actually isn't the Department of education but the accreditation agencies. Though the DoEd only funds accredited colleges/universities

Ends up being adverse incentives

Well if you want the worst of it, let's go back to your example of $150k for a stupid degree. These days getting a Master's in women's studies will get you a "DIVERSITY ADMIN" position with like 70k plus benefits. Biology masters will get you a shot to the back of the head. At least PhDs get paid, sort of, so they probably won't be in debt at that level, but with cost of living and all that they can be a bit.

STEM is just a meme to decrease R&D wages

The freeze idea is pretty good depending on how you structure it. I mean the market has already created a freeze solution in the credit markets. Fair enough it's generally for revolving debt, but I think we can make a special case here. Also there are 0% bonds so the argument over no return on principle is useless.
All you have to do is backload the interest, give them say 5 years interest free to pay off their debt, if they don't all that interest accrues at once. Many thing already do this. It is a FURTHER incentive for early payments in-fact PAYING OFF all the debt.
Realistically, I don't think this would happen forever as the next generation won't be stupid about college because they will see what happened to this generation.
The issue isn't people getting stupid degrees, it's adverse incentives to get the degrees in the first place. After all a Woman's study degree has more weight than most STEM degrees now. If you want to talk about quality of education that's a moot argument at this point. You could even say that the market is valuing Woman's studies over STEM, but we both know that's intellectually dishonest if you just do some basic research into government regulations.

Furthermore you could utilize actual puts to hedge against default on any of these student loans that don't do early payment
Realistically student loans are an anomaly in the debt market as far as they are structured
Why? Government ensures payment, any other debt instrument would utilize a CDS or some other hedge in case of default
That's part of the reason why the mortgage crisis happened because government backed mortgages were slapped together with normal mortgages

Furthermore, you want to go into why revenue at major companies isn't growing much anymore? They don't fund R&D as much because they are forced by the government to retain these diversity admin positions or get fined. What this results in is inevitable cuts to the R&D workforce because R&D takes years to return on investment, look at Boeing they literally slapped bigger engines on a smaller plane and called it a new plane. Where were they spending their money? Lobbyists and government compliance people. I mean aviation is heavily regulated and they need to comply with certain regulations to work with the FAA, but this isn't FAA spending it's diversity spending on ensuring that they comply with Washington's minimum wage laws and diversity laws.
All these things work together to form a hydra that is slowing bleeding the economy dry. Companies don't spend money on training anymore because they spend it on stock buybacks and compliance instead. That's why degrees are required for so many positions because it forms a "basic level" since the companies can't afford, or be assed, to train the new people themselves.

He forgot his schizo medicine

Wait if that was the size of the boat, and dozens died... how were there survivors? 🤔

@tomhastherage Or it could be completely made up, that's the issue nowadays. I mean if a bunch of migrants drown in the middle of the ocean and nobody is around, does it make the news?

@Putz A degree is merely an economic signal, and given how much turnover companies have with these positions: average tenure at google is 2 years - average cost of simply FINDING someone is $4k that's before wages, benefits, H1B. It doesn't make any sense for a company to hire someone with no experience, which is why companies are now hiring people with no college degrees but they have years of experience, especially in things like programming. There are certain degrees that are required for regulations: JD for law, MD for medical practice, DDS for dentistry, you need an engineering or science degree to patent anything (legally), engineering degree is required for PE designation, but 90% of degrees are useless as they only serve as an economic signal that someone went through 4 years of something. Which is where the problems stack up for a lot of businesses, they simply throw bodies at the problem. Lots of sales positions are hiring right now and there is no mentorship or training for a lot of those positions. Sales is not something that needs a degree in general. Except for government required licenses.
As far as professional conversations, universities are a bubble they are not going to learn that unless they intern, which at that point why not start out, sort of Euro-style and have a co-op? Familiarity with industry terminology is again better learned in industry as academia is generally BEHIND what industry is doing

Also while it is a nice debate, it's about the philosophy around whether too many people are going to college. I encourage people to read "The Problem of an Excess of Educated Men in Western Europe, 1800-1850" by Lenore O'Boyle . It highlights the historical fact that when too much percentage of the population are highly educated with no jobs that require that amount of education, people get a little antsy. There was a followup study by a Russian University that analyzed the Arab spring and found that in Egypt there was also a high proportion of college educated people compared to positions in the economy. Furthermore, most high level members of ISIS, Al Qaeda, Taliban are COLLEGE Educated.

A degree is only valuable in the first job IF the government requires it.
The US is actually weird when it comes to medical education and legal education. Most other countries have apprenticeship systems, this is not to say they also have undergraduate medical and legal programs. Also the reason I'm focusing on these is A. required licensing B. high cost in the US C. Lots of debt to acquire licensure in the US. If you exam for instance the Miami-Dade area there's actually a lot of Cuban doctors: as in literal doctors that studied in cuba that have immigrated. Point being these people followed the cuban medical education model, were able to obtain their skillset at lower cost than a US doctor, and are able to lower the cost of medical services in that area due to essentially educational arbitrage.
Conversely let's look at high cost of healthcare areas, Phoenix, Arizona is actually fairly high cost for healthcare primarily because it's immigrant population is made up of people who work in the unskilled labor sector, whereas only native high cost US doctors make up their medical market. This decreases cost of construction and housing (also due to lax zoning laws), but increases the cost of medical services.
This isn't about immigration, but more about why the US is so expensive in certain areas, it is due to the fact that we have arbitrarily determined that our training should be expensive. Other countries have made it work at much lower costs, by simply attaching people without skills to people that have skills and having them learn on the job.

Okay then why is it not high in Miami?

And as far as too much higher education being a result market interference, the issue stems back to the birth of public education. The concept itself was useful back in the 1700-1800s when there was a low literacy rate, but now our literacy rate is going down. The world has changed a lot since then and out high education model is built off the PUBLIC education model. Whereas these days we have online courses for free where people can learn anything. Realistically having a third of colleges and providing more online content would be more cost effective.

Well where's a nearby major city that you know about, because Portland has higher costs and Seattle, than LA it really does pop up again and again

If you want a counter example you could use Rochester MN, but that's only because the Mayo Clinic sits there and invites a whole bunch of people

The difference though is my argument is that the education, health care, and I guess we can legal ( but that industry is fucked anyway), industries are anti-competitive, i.e they're rigged currently. Therefore, arguing about individual responsibility in a rigged system in my opinion is pointless. The only way to win in a rigged system is to not participate

Yes but that underlying reason doesn't appear with other cities with high illegal immigration. I'd cede the point if I said El Paso, but El Paso also doesn't have a lot of medical services. Phoenix has a bunch of old people ( who could be skilled doctors)and several national research hospitals therefore, you'd think prices would be lower. The old people will raise rates because they'll use it more, but florida has old people too. Though miami definitely tilts younger

Pacific Island countries can be really crazy with economics, like Tahiti is a banana republic basically

It's like old Hawaii there's a couple industries that dominate and then basically dictate everything

Well so are Puerto Rico, American Samoa, Wake Islands, etc.

I mean a lot of them think animals are people

As for the freeze I don't care about the freeze, only that there are other debt based products that freeze interest rates for a certain period of time. I think the best solution for the current bubble is to establish a federal private organization and have them begin putting the debt on secondary markets, maybe collateralize it. Sure, there'll be fire at the disco, and panic at the taco bell, but at least the bubble can be slowly deflated rather than burst at once.

Also @Putz here if you want to use medical price data for debates: https://www.healthcostinstitute.org/blog/entry/hmi-2019-service-prices

```Administrative costs, meanwhile, accounted for 8 percent of total national health expenditures in the U.S. For the other countries, they ranged from 1 percent to 3 percent. ```

Just a pricing index if anyone wants to dig through and find a pattern though there's no point in doing that

Probably said he was a cuck

DJ it's probably time to hang up your hat on this one

I don't even see how I'm a part of this

Small step from denying the armenian genocide to possessing child pornography

Not surprising ResetEra spun out of NeoGaf, NeoGaf was shut down due to the mods having association with pedophilia and sexual abuse the rot always stays with the host

That bear is spreading the truth of firm handshakes and standing up straight so you release serotonin because you're a good lobster

That tweet is fake news

Nah they should pay the women the same, that way the league goes bankrupt faster

At least it's a constitutional amendment so there's little chance it will pass

https://www.youtube.com/watch?v=8IgekVVqwkk

🤔

Hey at least they didn't beat you when they were losing the argument

https://web.archive.org/web/20130410143140/http://gonzoj.files.wordpress.com/2012/10/sas-survival-handbook-revised-edition.pdf

But that's not Birch Gold!

If youtube increases the cpms artificially advertisers are just going to move elsewhere, what advertiser would want to advertise on youtube for the same price as other mediums that are more effective. Then you have influencers which are about 1/5th the price of any mass delivered ads.

Not looking good from a legal standpoint or from an optics stand point?

It seems like it's the Cordero lady has the biggest case against Trump, as far as obstruction goes

But are you really going to trust her opinion?

```Carrie Cordero is the Robert M. Gates Senior Fellow and General Counsel at the Center for a New American Security. She is also an adjunct professor of law at Georgetown University Law Center, a CNN analyst, and a contributing editor of Lawfare. Her research and writing interests focus on intelligence community oversight, transparency, surveillance, cybersecurity and related national security law and policy issues.

Ms. Cordero spent the first part of her career in public service, including as Counsel to the Assistant Attorney General for National Security; Senior Associate General Counsel at the Office of the Director of National Intelligence; and Attorney Advisor at the U.S. Department of Justice, during which time she handled critical counterterrorism and counterintelligence investigations and appeared frequently before the Foreign Intelligence Surveillance Court. She also served as a Special Assistant United States Attorney. After leaving government service, Ms. Cordero was the Director of National Security Studies at Georgetown Law, and was in private practice, handling matters related to surveillance, law enforcement response, security and privacy. Ms. Cordero has testified on surveillance reform law and policy issues before the United States Congress. She was a member of Governor John Kasich’s national security advisory group during the 2016 election campaign season. She earned her J.D., cum laude, from Washington College of Law, American University, and B.A., magna cum laude, from Barnard College, Columbia University.```

I don't trust him either, but if she's the big gun for obstruction I wouldn't hold my breath as far as "it looks bad for trump"

This thing as the whole thing is a bread and circuses and they just found just ANOTHER person who they can get out to say "orange man bad"

Nadler introduced her as a conservative and libertarian thinker or whatever

She's "Koch" libertarian, she worked for Kasich

She ain't that hot, better looking than Cortez though

Nah that's the russian lady

Blonde is Cordero

```During a meeting with Nadler and other committee heads last week, Pelosi made the case that she would rather see Trump voted out of office and “in prison” than merely impeached, according to a report in Politico. A person familiar with the exchange confirmed the account to The Associated Press.``` Oh how the narrative has changed

Because they know they can't get him legally

Oh great

```Concurrently, Dr. Polyakova is a Swiss National Science Foundation senior research fellow and coinvestigator on a multi-year project examining the rise of far-right political parties in the European Union. She is also a Eurasia foundation fellow. Before joining the Atlantic Council, she was a fellow at the Woodrow Wilson International Center for Scholars, the Fulbright Foundation, the National Science Foundation, the Social Science Research Council, the International Research and Exchanges Board (IREX), and a senior research fellow and Lecturer at the University of Bern.

Dr. Polyakova has served as an adviser to non-governmental organizations in Europe and the United States working to promote democratic transparency, accountability, and governance reform in Eastern Europe generally and in Ukraine particularly, including most recently the Open Government Partnership.```

```Open Government Partnership```

```Donors – Grants made in 2015 came from Omidyar Network, Department for International Development (Government of the United Kingdom), Hewlett Foundation, Open Society Foundation, and the Ford Foundation.```

```Open Society Foundation```

```The foundation reported granting at least $33 million to civil rights and social justice organizations in the United States.[19] This funding included groups such as the Organization for Black Struggle and Missourians Organizing for Reform and Empowerment that supported protests in the wake of the shooting of Trayvon Martin, the death of Eric Garner, the shooting of Tamir Rice and the shooting of Michael Brown.```

Someone give me a tired frog emote

https://imgur.com/gallery/uM5ol7d

It's their largest market so it will finally kill them

Gotta love how similar Roman times parallel current trends

https://www.youtube.com/watch?v=iU1aIFOftqI

Right leaning people = gtfo
Trans though, priceless

Are you guys still going?

Bro it says 2 every 24 hours

Yeah well talk to your doctor if it's still up after 4 hours, it's been 2 so far

Remember you only got so much blood, if it goes somewhere else other stuff won't work so good

What that indian degree mill?

India there's a huge company there that sells overseas degrees

Like 90% of the indians that come over have fake degrees

Having connections help

@TheCompanyMan Did that Friend go to U of Arizona?

BS Bachelors of Shitposting

A lot of the bachelors of computer science degrees are fake because of how their education system works (i.e they teach them very specific things that is it), but the diploma companies are like you pay them they give you a transcript and something that says you have a PhD

Well there's a lot of snakes over there so you gotta have ladders