I never used the loan money

just stuck it in an account and then repaid it at the end of the term

https://www.independent.co.uk/news/world/americas/alex-jones-trans-porn-phone-infowars-marissa-minx-a8510801.html

https://www.thewrap.com/alex-jones-denies-watching-trans-porn-everybody-porn-pop-phones-video/

If you care. An easy way to build it is to pay all utility bills/etc with a credit card and then pay it off before it collects interest at the cutoff date.

XD

I found that funny....

The irony isn't lost.

it all depends on what would cost more

I mean one month of interest is like 10$ at most

the interest on my loans only cost me 10 bucks at the end of the year

https://www.youtube.com/watch?v=9JRLCBb7qK8

So you dont even gotta pay it all off in that month

Carrying a balance helps your score too

So it is worth the slight extra in interest

cards are more dangerous, though, because you get tempted to use them more

To carry a small balance

Tell me about it

I got 4

Kermit broke up with Piggy for Tickle Me Elmo.

>.>

with the loan money stuffed in an account that you can't access, it keeps you safe from overspending

I need my tax return money

😅

tax returns are such bullshit lol

Kermit is into ball tickling with Elmo.

>.>

I had to explain the joke sadly.

It failed.

Hmmm nonsense

I ain't about to let the government screw me out of thousands of dollars

the government is giving you back some of the money that you earned that they took from you. They already screwed you out of thousands of dollars and giving you a tax return makes you feel like they are being gracious

Well yeah

it's garbage lol

But taxes are a necessary evil

taxes are

income taxes are not

Income taxes are just another tax

Life sucks

Deal with it

I'm fine with property tax and sales tax