Message from @InsaneCaterpilla
Discord ID: 518004860751183874
I think you can no longer discriminate on the UK for car insurance but I might be wrong. @SilasPsy
It may have just been a thing about a company called Sheila's Wheels that tried to give out cheap insurance to only women.
They may have just got in trouble over the latter
Men still pay more for car insurance
https://www.telegraph.co.uk/insurance/car/men-still-paying-women-car-insurance-five-years-eu-ruling/
Righto
Ooo I see. But considering men drive more and rates are calculated off of that as well it may just be that
Doesn't matter if men drive more. Doesn't say anything about how often a particular person drives. Some women drive more, why shouldn't those particular women be charged more?
They are probably
It's an average remember
No, they aren't
It's fair to charge all people as an average, it isn't to charge one sex more
Indeed
But just because you remove sex from the equation didn't mean that on average men still won't pay more due to other factors like "commuting" which bumps it up and "miles driven"
It's just the wage gap thing again
In the USA is different
I've not looked at the actual calculation used so if I'm wrong I'm happy to be
On average men will pay more sure, but average miles are not the problem and not anything anyone is arguing about. Simply changed the sex on your insurance application from female to male will result in thousands increase
Really? I pay like £300 including breakdown coverage. For the year
I may be exaggerating the cost then, obviously depends what car you have and such (the more it's worth the more the increase will be etc)
The rest stands
Reading the article
""For motor insurance, factors such as the type of car, number of miles driven, driving record and claims experience will all impact on the cost of cover," he explained. "Men and women are likely to drive different types of vehicle, do different mileage, and these variations, not gender pricing, will reflect in premiums."
Like I said it looks like a wage gap comparison. Men just drive more under more risky conditions
Reading into it, yes, companies are complying with the rules yet have basically circumvented them to even increase the cost difference.
https://www.independent.co.uk/money/spend-save/car-insurance-eu-law-men-women-charge-different-comparethemarket-gender-directive-a7969816.html
They've simply taken things such as the type of jobs that require vehicles which more men work inand shifted the extra cost there, as well as the types of cars men tend to buy.
This is still gender discrimination, it's just in a more roundabout way.
Well that's just the argument feminists use to claim a wage gap.
"Women are expected to stay at home"
Men choose to work those jobs and men choose to drive fast cars. I pay 300 because I drive a small car and work a low risk job with minimal commute.
If we're ok with one we should be ok with the other.
Any way I need to get back to fact checking people at work haha.
How can you say men have chosen a particular job when it comes after the fact? You want them to just give up their job and livelihood when insurers have unreasonably changed the rules on them?
It's not the same argument because the 'wage gap' is gone into knowingly by women who choose those professions, the men who have chosen their professions just suddenly had those costs added onto them *in a real effort by insurance companies to keep the costs on men*
If you go into a driving profession insurance is part of those costs. Anybody with any sense would factor those costs in. It's part of the reason men earn more.
They increased those costs, on the professions men are in, to offset not being able to directly charge men more. You can't factor in such a cost increase.
The way that it was done discriminates against men
We can restart this later but I have a bunch of stuff to check at work. I respectfully disagree though.
That much for saline? If you guys lived in Europe that would be considered attempted blackmail.
@InsaneCaterpilla ever see the old 'Sheila's wheels' adverts? If you talked down to women like they do, you'd be lynched.
hi
@Men Are Human sold insurance apparently tough
Still sexist, really.
Haha I'm not saying it wasn't
No worries. I wasn't accusing you
By the way, I hope you have all seen this: https://www.reddit.com/r/MensRights/comments/a20zv8/mgm_is_illegal_the_pay_gap_is_a_sham_fantastic/
The International Men's Day speech in the UK Parliament!
@Men Are Human I remember those ads, they pissed me off back then too. Thanks for that link, I hadn't seen it
@InsaneCaterpilla Pissed me off more! XD
I doubt it, the music and singing were just as grating as the sexist message