I need more testosterone

Can’t have mine!

>.>

That's not the point. People are individuals, just because other people have more accidents doesn't mean one sex should have to pay more than the other. In what other area is this ok? Women use medical services more than men, does this mean that they should be charged more for insurance or taxed more for national healthcare? They clearly aren't, so why is a man forced to pay for others when it comes to car insurance?

Oops, there were more messages I didn't read. Still, what I said is valid

That’s what I’m sayin’

Yeah, it's me and Jango that's written to

'cause we were defending the insurance practice

I would assume it’s because men tend to be more extreme in their use of resources. Women use medical services where they aren’t always necessary, meaning it could be treated at home. Men tend to go to the hospital when there’s rebar through their chest.

Y’know, because mean are taught to “man up” when they get hurt

They won’t seek help unless it’s very necessary.

I think you can no longer discriminate on the UK for car insurance but I might be wrong. @SilasPsy

It may have just been a thing about a company called Sheila's Wheels that tried to give out cheap insurance to only women.

They may have just got in trouble over the latter

Men still pay more for car insurance
https://www.telegraph.co.uk/insurance/car/men-still-paying-women-car-insurance-five-years-eu-ruling/

Righto

Ooo I see. But considering men drive more and rates are calculated off of that as well it may just be that

Doesn't matter if men drive more. Doesn't say anything about how often a particular person drives. Some women drive more, why shouldn't those particular women be charged more?

They are probably

It's an average remember

No, they aren't

It's fair to charge all people as an average, it isn't to charge one sex more

Indeed

But just because you remove sex from the equation didn't mean that on average men still won't pay more due to other factors like "commuting" which bumps it up and "miles driven"

It's just the wage gap thing again

In the USA is different

I've not looked at the actual calculation used so if I'm wrong I'm happy to be

On average men will pay more sure, but average miles are not the problem and not anything anyone is arguing about. Simply changed the sex on your insurance application from female to male will result in thousands increase

Really? I pay like £300 including breakdown coverage. For the year

I may be exaggerating the cost then, obviously depends what car you have and such (the more it's worth the more the increase will be etc)

The rest stands

Reading the article

""For motor insurance, factors such as the type of car, number of miles driven, driving record and claims experience will all impact on the cost of cover," he explained. "Men and women are likely to drive different types of vehicle, do different mileage, and these variations, not gender pricing, will reflect in premiums."

Like I said it looks like a wage gap comparison. Men just drive more under more risky conditions

Reading into it, yes, companies are complying with the rules yet have basically circumvented them to even increase the cost difference.

https://www.independent.co.uk/money/spend-save/car-insurance-eu-law-men-women-charge-different-comparethemarket-gender-directive-a7969816.html

They've simply taken things such as the type of jobs that require vehicles which more men work inand shifted the extra cost there, as well as the types of cars men tend to buy.

This is still gender discrimination, it's just in a more roundabout way.

Well that's just the argument feminists use to claim a wage gap.

"Women are expected to stay at home"

Men choose to work those jobs and men choose to drive fast cars. I pay 300 because I drive a small car and work a low risk job with minimal commute.

If we're ok with one we should be ok with the other.

Any way I need to get back to fact checking people at work haha.

How can you say men have chosen a particular job when it comes after the fact? You want them to just give up their job and livelihood when insurers have unreasonably changed the rules on them?

It's not the same argument because the 'wage gap' is gone into knowingly by women who choose those professions, the men who have chosen their professions just suddenly had those costs added onto them *in a real effort by insurance companies to keep the costs on men*

If you go into a driving profession insurance is part of those costs. Anybody with any sense would factor those costs in. It's part of the reason men earn more.

They increased those costs, on the professions men are in, to offset not being able to directly charge men more. You can't factor in such a cost increase.

The way that it was done discriminates against men

We can restart this later but I have a bunch of stuff to check at work. I respectfully disagree though.

That much for saline? If you guys lived in Europe that would be considered attempted blackmail.

@InsaneCaterpilla ever see the old 'Sheila's wheels' adverts? If you talked down to women like they do, you'd be lynched.