Message from @asparkofpyrokravte

Discord ID: 517856783113519119


2018-11-29 22:28:38 UTC  

Other dorks are out here racing

2018-11-29 22:28:52 UTC  

I swear it’s like everyone in my dorm got a charger or mustang

2018-11-29 22:29:52 UTC  

Car insurance is definitely annoying as a man. That said, since that is descrimination based on real-life behavioral differences, I'm not too annoyed. What is *more* annoying is when this logic is not applied to insurance where girls real-life behaviors and physiology isn't taken into account in the same way -- health insurance

2018-11-29 22:30:25 UTC  

The health industry in America is all kinds of backwards

2018-11-29 22:30:35 UTC  

You can say that twice

2018-11-29 22:30:43 UTC  

Glad I'm up here in Canada

2018-11-29 22:30:43 UTC  

That it is

2018-11-29 22:31:02 UTC  

There’s a reason we have so many foreign doctors. They’ll come to America because our doctors get paid more than any other country.

2018-11-29 22:31:15 UTC  

It’s crazy. Medicine shouldn’t be _this_ much of a business.

2018-11-29 22:32:52 UTC  

It shouldn’t be a privilege. Seriously $250+ for a bag of saline

2018-11-29 22:33:14 UTC  

That’s hot

2018-11-29 22:33:34 UTC  

Saline. Salt water.

2018-11-29 22:34:24 UTC  

I want pizza

2018-11-29 22:36:27 UTC  

Lol ok. Just thinking about pizza gives me high blood pressure. That sweet sweet testosterone

2018-11-29 22:37:53 UTC  

I need more testosterone

2018-11-29 22:38:34 UTC  

Can’t have mine!

2018-11-29 22:38:45 UTC  

>.>

2018-11-29 23:30:56 UTC  

That's not the point. People are individuals, just because other people have more accidents doesn't mean one sex should have to pay more than the other. In what other area is this ok? Women use medical services more than men, does this mean that they should be charged more for insurance or taxed more for national healthcare? They clearly aren't, so why is a man forced to pay for others when it comes to car insurance?

2018-11-29 23:31:46 UTC  

Oops, there were more messages I didn't read. Still, what I said is valid

2018-11-30 00:13:58 UTC  

That’s what I’m sayin’

2018-11-30 00:17:58 UTC  

Yeah, it's me and Jango that's written to

2018-11-30 00:18:18 UTC  

'cause we were defending the insurance practice

2018-11-30 00:20:01 UTC  

I would assume it’s because men tend to be more extreme in their use of resources. Women use medical services where they aren’t always necessary, meaning it could be treated at home. Men tend to go to the hospital when there’s rebar through their chest.

2018-11-30 00:20:31 UTC  

Y’know, because mean are taught to “man up” when they get hurt

2018-11-30 00:20:40 UTC  

They won’t seek help unless it’s very necessary.

2018-11-30 08:58:16 UTC  

I think you can no longer discriminate on the UK for car insurance but I might be wrong. @SilasPsy

2018-11-30 08:59:30 UTC  

It may have just been a thing about a company called Sheila's Wheels that tried to give out cheap insurance to only women.

2018-11-30 08:59:59 UTC  

They may have just got in trouble over the latter

2018-11-30 09:28:24 UTC  

Righto

2018-11-30 09:29:52 UTC  

Ooo I see. But considering men drive more and rates are calculated off of that as well it may just be that

2018-11-30 09:30:44 UTC  

Doesn't matter if men drive more. Doesn't say anything about how often a particular person drives. Some women drive more, why shouldn't those particular women be charged more?

2018-11-30 09:31:08 UTC  

They are probably

2018-11-30 09:31:15 UTC  

It's an average remember

2018-11-30 09:31:22 UTC  

No, they aren't

2018-11-30 09:31:47 UTC  

It's fair to charge all people as an average, it isn't to charge one sex more

2018-11-30 09:32:00 UTC  

Indeed

2018-11-30 09:33:24 UTC  

But just because you remove sex from the equation didn't mean that on average men still won't pay more due to other factors like "commuting" which bumps it up and "miles driven"

It's just the wage gap thing again

2018-11-30 09:33:37 UTC  

In the USA is different

2018-11-30 09:34:12 UTC  

I've not looked at the actual calculation used so if I'm wrong I'm happy to be

2018-11-30 09:34:27 UTC  

On average men will pay more sure, but average miles are not the problem and not anything anyone is arguing about. Simply changed the sex on your insurance application from female to male will result in thousands increase