own the DD lease and swap the toy if you are so inclined

Or buy and restore your toys

uh credit karma can give options based on your score

I got a 714 Score

venture is the only one im eligible for

lol I dont feel like paying 70-80 for some of these toys

How do I get 800

deliberate gaming idk

and spending a pile on them monthly and paying

i'm holding off paying off my truck until after i get my mortgage so i'll still have an open account and they don't drop my score

@SledgeHammer you have to let a jew put it up ur poophoile

i'm at like 710 rn

instant 850

I'll never get it then

between misc expenses I think they spend 18-20K a month on CC and pay balance

so they get stupid points and just pay it

Oooosharino

does applying for and being denied for a credit card hurt my credit score?

yes

fugg

credit inquiries do hurt but its misc

use credit karma it sorts by score and liklihood of approval

Even applying and getting a card hurts your score

Because an inquiry was made

maybe a point or 2

its very minimal

benis

@SledgeHammer I almost got a Lexus RCF as a toy few years back its only lexus I like sans LFA

my only credit history is my truck payments, which are running well ahead of schedule

Fair enough

So you have a bad score

Because you don't pay interest to kikes

you probably have a bad cred hist

well actually i'm good right now

like 710 or so

below 850 = credit pleb

his biggest ding is short credit history

i have a credit score of 900

but if i paid off my truck in full it would drop into the 600s i'm sure

all I had to do was send them my foreskin

mine I think is 8 or 9 years of history now