Message from @Vanguard
Discord ID: 307939224609488916
lol I dont feel like paying 70-80 for some of these toys
How do I get 800
deliberate gaming idk
and spending a pile on them monthly and paying
i'm holding off paying off my truck until after i get my mortgage so i'll still have an open account and they don't drop my score
@SledgeHammer you have to let a jew put it up ur poophoile
i'm at like 710 rn
instant 850
I'll never get it then
between misc expenses I think they spend 18-20K a month on CC and pay balance
so they get stupid points and just pay it
Oooosharino
does applying for and being denied for a credit card hurt my credit score?
yes
fugg
credit inquiries do hurt but its misc
use credit karma it sorts by score and liklihood of approval
Even applying and getting a card hurts your score
Because an inquiry was made
maybe a point or 2
benis
@SledgeHammer I almost got a Lexus RCF as a toy few years back its only lexus I like sans LFA
my only credit history is my truck payments, which are running well ahead of schedule
Fair enough
So you have a bad score
Because you don't pay interest to kikes
you probably have a bad cred hist
well actually i'm good right now
like 710 or so
below 850 = credit pleb
his biggest ding is short credit history
i have a credit score of 900
but if i paid off my truck in full it would drop into the 600s i'm sure
all I had to do was send them my foreskin
mine I think is 8 or 9 years of history now
below 2 years fucks you up
yup
I'm at 19 months
@Gray is 1488.cloud ready my good sir?