Message from @Phobia
Discord ID: 638069967333621805
***MANY*** doctors will gladly negotiate pricing with you if you pay in cash
Forgo insurance companies and that reduces the paperwork and bullshit they have to deal with
I love how your immediate assumption is that people are just buying credit cards left and right instead of actually acknowledging the overpriced nature of Medical Care a lot of the medicines that cost hundreds if not thousands of dollars only costs like less than five bucks and sometimes less than a dollar to make
now, that said, the insurance system is a fucking disaster and it's directly causing the prices of health care to rise
primarily because of government involvement, just like college loans
Good luck trying to even get into a hospital without insurance
They have to treat you regardless, so who here doesn't know what they're talking about?
You make valid points, but this "die or go into debt" schtick is bullshit
Did you just read your own post they have to treat you and then they charge you whatever they want to charge and it's not like you can just unsew your liver back into your body
Without having a monopoly they own a monopoly over what you're going to pay
Cuz the services have already been rendered and you're obligated to that contract now
🤦
Okay fine just walk out of a hospital after getting fixed up and just choose not to pay see what happens
People do it all the time lmao
I'm not saying that's the right thing to do
And people dine and Dash all the time guess what happens
apples to oranges much?
No it's literally the same thing you go in you get services and then are running out choosing not to pay for the services rendered
I see your point, but it's not considered the same, nor is it treated the same
I've been involved with the affairs of several family members with life altering illnesses
it's VERY expensive, and the hospitals are more than happy to work with you regarding payment
it's a massive issue, but not one that can't be fixe - without forcing everyone else to help pay for it
And let me guess because you don't have a credit card there for the medical bill only costed $2.99 to get taken care of for a procedure that costs thousands of dollars per treatment over the course of many months
So therefore the only reason people have expensive medical bills is because they just have a credit card even though that has no bearing on what it cost to treat your conditions
My statement about credit cards had to do with people being in unnecessary debt, not sure how/why you didn't understand that
had nothing directly to do with health are, but rather, the ability of people to pay for things
like medical bills
Because you specifically refer to it as the exclusive reason for people being in debt
No, I specifically refer to it being a reason people can't pay medical bills
Because acknowledging that the self-admitted expensive medical bills are fucking expensive would shatter your worldview
Not once have I disagreed with that notion
Every step of the way you've disagreed
they're tremendously expensive, but far less so if you ***don't use credit or insurance***
Read the part in bold
Having no money and having a credit card are not the same thing
Cover an expensive medical procedure then you can't cover the cost of the expensive medical procedure and will go into debt just to get healed
Be a fucking adult, learn how to negotiate, and make an agreement with the hospital
it's how we did things before the insurance scam
Such negotiations are out of your hands when dealing with medical procedures
They hold all the cards your bargaining posture is dubious at best