Message from @Tatsumaki
Discord ID: 588798729167962120
Itll be wonderful
You'll find out
I will come back in 30 mintues to laugh my balls off some more
Can't stay?
keep posting
That's unfortunate
Going to do something important or are you just gonna get some chicken nuggets or something?
The dinosaur shaped ones?
I never did "stay" I just post some bait every 20 minutes or so to crack up laughing at what a sperg you are typiung all this shit I don't read
You're having trouble typing there
That's alright
Can't handle the pressure
I understand
I want at least 10 replies when I come back
I remember my first disagreement too
<:lul:502589623235772417>
Oh shit I gotta supply you with 10 replies now
Please don't, @Just for youtube [NB1], it's blowing up phones everywhere for no benefit.
Well that's up to you and your notification settings
^ change the notification settings to only @ mentions
@Just for youtube [NB1]
Not just for me, bro.
By default the setting should be for only @ mentions
Interest on student loans should be frozen after several years. Change my mind.
People shouldn't be taking on so much debt for their education that they need their interest frozen
That's a totally different but related can of worms. I agree with you on that, this whole problem was created by the govt guaranteeing student loans, but the problem still needs a solution right now.
And we can't just forgive student loans, but if we don't do something to break people out of perpetual interest payments, then we're going to push people to socialism.
Student loans shouldn't be owned or managed by the state. As such the interest is a product of your negotiation with the loan provider and not subject to a "interest freeze" unless its a part of the contract
Student loans are a contract and should be treated as such
The problem with student loans is they have no "equity" which by their nature make them high risk and as such should command a higher interest rate. In order to keep the rate low they have removed them from bankruptcy protections (otherwise everyone would just get the degree and the claim bankruptcy)
Seems everyone wants their cake and to eat it to, they want 4-6 years of low productivity, a peice of paper that helps them with future employment, zero risk on their investment, and zero costs
Btw the military still funds education. Loose 30 pounds, figure out how to do a pushup, and you can get job training and education in one package while being productive
Businesses should be able to pay people less if they pay people's student loans
Many business do have loan forgiveness programs as do states. Just another form of compensation
Another reason whe education shouldn't be free, it would remove market forces from modifying career choices. So people pick jobs based on passion but many people follow the money
Still doesn't solve the problem of the current student loan debt crisis.
I think more and more people will stop going to college, but that's just because the societal expectation is shifting (partly due to the crisis)
Like I get that people are dumb for going to college and racking up debt, but it kind of has been the societal norm, and if something isn't done, they're just going to vote socialist which will fuck up everybodies lives.
Two wrongs dont make a right, forcing society to pay for college is wrong
I understand not wanting them to get pushed towards socialism for their shitty choices. We dont want socialists.
But it's their shitty choices, they need to deal with them, it's not my fault they wanted to get a $150,000 loan to go to some shitty college and get a degree that doesn't matter. They need to figure out how to deal with it on their own. If they didn't want to be paying off $150k for the rest of their life they probably shouldn't have took the loan?
The government needs to stop loaning money
Also keep in mind that student loans isn't just education. Its your entire cost of living while attending school, room, board, transportation, computers, etc
Some will do the right thing and live very conservatively to cut down on the debt, but many don't. They borrow from the future to have a better life today