You know, that's a really good point. All that tax under labour.

paid a ton of tax... paid rent to my single mother who had 4 jobs

Wont that be nice to see again.

Third way and all that

I missed taxes.

I still have a student loan

I dont even think about it...

Mine is paid off 🙂 Both of them

Well done you

it doesnt count against your credit rating.. theres barely any interest.. and they only take out the money from taxes if you earn enough

I just have an earth-crushing mortgage instead thanks to Tory and New Labour mishandling of the housing market

oh and if you reach a certain age its written off

I believe that's ending, Wacka

ANd the interest rates have been going up

Everyone gets an earth crushing mortgage.

They're now at commercial rates

think last year it was 1.5% or something

3.7

I also did get a letter about... they sold it off or something to some other company... but nothings changed in interest rates..

My student loans are interest free

it was def less than 2

The housing market was fucked by mass immigration, and money pouring into buy-to-let when interest rates fell through the floor

Not anymore, Wacka

interestingly I got it here down south and its some glasgow student loans company or something

And it doesn’t seem that anyone wants to stop mass immigration.

used to be the left that were anti mass immigration... they seem to be ok with it now... so the right gets a free pass to increase mass immigration 😛

https://www.moneysavingexpert.com/students/repay-post-2012-student-loan/

mine aint anywhere near that

it's based on your income, apparently

low income it's pinned to RPI, then stages up to a maximum of RPI+3%

UBI would significantly reduce the need for student loans

Wouldn't eliminate it

Also, courses which are in demand should attract bursaries from both industry and the government

I think back to me just leaving school.. if I had ubi... would I bother going to college or getting a job... probably not 😛

either that or I probably would have stayed in college all my life

You wouldnt' be allowed to stay in college all your life without paying for it

And if your parents didn't kick you out, then that's really their watch out

And if you were kicked out, you would be incentivised to work on the grounds that you have to eat

UBI isn't set to replace housing benefit or disability benefit, so it'd only be like 80 quid a week or so

under JC my council tax will go up £425.89 a year

and heres me worrying my boiler might go and Ill freeze over winter cos I cant afford a new one...