Message from @wacka

Discord ID: 649221347259580421


2019-11-27 12:10:25 UTC  

If you're doing a degree in a proper subject, you shouldn't have the time or the energy to do significant amounts of paid work

2019-11-27 12:10:56 UTC  

I did an Ecommerce technologies degree

2019-11-27 12:11:08 UTC  

and I worked from 6pm to 2am

2019-11-27 12:11:17 UTC  

UBI for uni students would replace student grants/loans

2019-11-27 12:11:29 UTC  

You know, that's a really good point. All that tax under labour.

2019-11-27 12:11:34 UTC  

paid a ton of tax... paid rent to my single mother who had 4 jobs

2019-11-27 12:11:38 UTC  

Wont that be nice to see again.

2019-11-27 12:11:50 UTC  

Third way and all that

2019-11-27 12:11:50 UTC  

I missed taxes.

2019-11-27 12:12:07 UTC  

I still have a student loan

2019-11-27 12:12:15 UTC  

I dont even think about it...

2019-11-27 12:12:46 UTC  

Mine is paid off πŸ™‚ Both of them

2019-11-27 12:12:52 UTC  

Well done you

2019-11-27 12:12:55 UTC  

it doesnt count against your credit rating.. theres barely any interest.. and they only take out the money from taxes if you earn enough

2019-11-27 12:13:11 UTC  

I just have an earth-crushing mortgage instead thanks to Tory and New Labour mishandling of the housing market

2019-11-27 12:13:17 UTC  

oh and if you reach a certain age its written off

2019-11-27 12:13:25 UTC  

I believe that's ending, Wacka

2019-11-27 12:13:30 UTC  

ANd the interest rates have been going up

2019-11-27 12:13:37 UTC  

Everyone gets an earth crushing mortgage.

2019-11-27 12:13:37 UTC  

They're now at commercial rates

2019-11-27 12:13:51 UTC  

think last year it was 1.5% or something

2019-11-27 12:13:55 UTC  

3.7

2019-11-27 12:14:26 UTC  

I also did get a letter about... they sold it off or something to some other company... but nothings changed in interest rates..

2019-11-27 12:14:30 UTC  

My student loans are interest free

2019-11-27 12:14:31 UTC  

it was def less than 2

2019-11-27 12:14:46 UTC  

The housing market was fucked by mass immigration, and money pouring into buy-to-let when interest rates fell through the floor

2019-11-27 12:14:53 UTC  

Not anymore, Wacka

2019-11-27 12:15:10 UTC  

interestingly I got it here down south and its some glasgow student loans company or something

2019-11-27 12:15:20 UTC  

And it doesn’t seem that anyone wants to stop mass immigration.

2019-11-27 12:16:03 UTC  

used to be the left that were anti mass immigration... they seem to be ok with it now... so the right gets a free pass to increase mass immigration πŸ˜›

2019-11-27 12:17:02 UTC  

mine aint anywhere near that

2019-11-27 12:17:26 UTC  

it's based on your income, apparently

2019-11-27 12:17:36 UTC  

low income it's pinned to RPI, then stages up to a maximum of RPI+3%

2019-11-27 12:17:54 UTC  

UBI would significantly reduce the need for student loans

2019-11-27 12:18:05 UTC  

Wouldn't eliminate it

2019-11-27 12:18:23 UTC  

Also, courses which are in demand should attract bursaries from both industry and the government

2019-11-27 12:20:51 UTC  

I think back to me just leaving school.. if I had ubi... would I bother going to college or getting a job... probably not πŸ˜›

2019-11-27 12:21:11 UTC  

either that or I probably would have stayed in college all my life

2019-11-27 12:21:27 UTC  

You wouldnt' be allowed to stay in college all your life without paying for it

2019-11-27 12:21:35 UTC  

And if your parents didn't kick you out, then that's really their watch out