I have to go to specialists

£695

Ouch

that's combined compulsory and voluntary

Premium?

£416

Car?

Location?

the renewal was £771

rough location

im not trying to cox you

<:pot_of_kek:544849795433496586>

south east, its a car in the highest bracket nearly

but i have 18 years no claims

kek

im on 900. Modified, early twenties, F rated postcode

they actually stop doing anything extra at 9

4 NCB

4 is the golden spot where the last of the good decreases is, sliding scale. 8 and 9 are like 1%

My premiums go down on years with the insurer and experience in the car type with this insurer

Specialists do that stuff

your age will stop mattering soon too, the worst is already gone

25 is the last milestone

When you start getting drive other cars insurance with full comp

it starts being all about driving history and vehicle value once you reach late 20s

Cycle or public transport for me

My insurance would have been 400 in cumbria

i have a jaguar xjr

Manchester sucks for insurance

if i recall, manchester varies a lot by postcode, sale for example is pretty low, i lived there once

Spoke with some people, this postcode is shit. Because aparently there was some people who did alot of crash for cash around here for a bit

so it destroyed the postcode

Need to sell my second car, don;t drive it enough

and the insurance and tax is just extra pointless expense

i have 3 cars but both the others are really cheap insurance, about £180 each, both are zero tax rated too

Some people spend money on booze

I spend money on cars

Lmao

one is zero because its considered clean, other is zero because it's 50 years old

kek

mine is 15 a month