Man the a3 would be absolutely perfect if it wasn't for no nfc

Just feels essentials with Google pay now

same here

nfc is more or less a must

~~especially since my bank card broke~~

no NFC is such a fucking deal-breaker now

like I use my phone as both my bank card and the botnet rewards card at shops AND my public transport card

USA is so far behind on a lot of places accepting contactless payment, and a lot of banks don't even issue NFC cards if you don't pay extra/have a "premium" account

the fuck

I have 6 cards, and 0 (zero) of them have contactless/nfc

My parents have had contactless payment on their cards since around 2012-2013 onwards

My original card didn't but when I changed plans with my bank for a better (((interest rate))) they gave me a proper NFC card

didnt the eu or some non-american group of countries push for chip and pin for cards

Still waiting for the day when there's some kind of Monocard that can hold multiple card info at the same time, so you don't need to rely on your phone

Chip and pin SUCKS for user convenience

Those chips wear out so fucking fast

Such thing exists Matty, it's called the NFC Chameleon

It's a card with 8 card slots and you can swap between them at any time

Only my Amex and PayPal business debit card do NFC, the other 10 don't.

@Droidbot yes, and if I pull that out in a store, they're gonna call the fucking cops

We just updated to accept chipped debit at work. Fucking sad.

@timsandtoms Mine STILL is swipe-only

>10 cards

???????

Every so often we'll get this nerdo with LG pay who will insist that "the app" can make it work with the stripe reader

surprise, it fucking doesn't, and he leaves angry every time

https://wccftech.com/lg-pay-with-magstripe-is-live-now-in-the-united-states/

I was so excited when he first came in, because it was a "big if true" tech

But it's so fucking janky that it's borderline useless

Assuming it's the same idea as Samsung Pay' spoofing the magnetic stripe, it kinda can work.

@Droidbot 13 I think? Two debit cards, one for my main bank and one I probably won't ever bother closing, PayPal Business debit from when I ran a Minecraft server commercially, a handful of rewards credit cards to juggle which ones give the greatest % cashback, and a couple I opened because they gave like $200 signup bonuses.

Honestly understandable

I have 2, my normal bank one and a secondary travel money one that has significantly better exchange rates and 0 international transfer or cashout fees

Are you in the states? Having tons of credit cards tends to be a uniquely American thing. 10 is a lot regardless, but having a couple is pretty standard over here and seems less weird than it does to the rest of the world. Between going into debt being more of an American problem, we get more fraud protection on credit cards, and there are hella choices for rewards for using credit, since they want to sucker you into paying 10-30% APR interest.

I know a couple of people who use https://www.curve.app/en/

and it works alright

That isn't really the same thing, though. That's 1 card (a master card), that goes through a 3rd party company, that then charges the card you have on file with them. What if your phone is dead and the default payment method you want to use isn't the one you want to use for a particular transaction

Okay, that's pretty cool. BUT STILL

That's fucking sick, just use that and then figure out which is which later on.i wonder how long you have?

I would think they'd have a 24-48 hour grace period, then charge a nominal convenience fee after that