Message from @Matthew

Discord ID: 632739081566289921


2019-10-12 21:45:55 UTC  

just overall decent phone

2019-10-12 22:38:18 UTC  

I'll check it

2019-10-12 22:38:38 UTC  

So far it's looking like a Moto g or umidigi phone

2019-10-12 22:55:39 UTC  

Moto G series is usually nice, budget mostly vanilla-ish Android

2019-10-12 22:56:41 UTC  

Xiaome Mi A2 is excellent for the price as well, and it's Android One. Not sure if it's getting 10 or not. I think the 64GB/4GB model is $170ish.

2019-10-12 22:57:45 UTC  

There's a 32GB/3GB too. I think. There's definitely 3 models, I think they were 32/3, 64/4, 128/6.

2019-10-12 23:06:56 UTC  

Man the a3 would be absolutely perfect if it wasn't for no nfc

2019-10-12 23:07:18 UTC  

Just feels essentials with Google pay now

2019-10-12 23:32:58 UTC  

same here

2019-10-12 23:33:03 UTC  

nfc is more or less a must

2019-10-12 23:33:24 UTC  

~~especially since my bank card broke~~

2019-10-13 00:04:21 UTC  

no NFC is such a fucking deal-breaker now

2019-10-13 00:05:13 UTC  

like I use my phone as both my bank card and the botnet rewards card at shops AND my public transport card

2019-10-13 00:20:27 UTC  

USA is so far behind on a lot of places accepting contactless payment, and a lot of banks don't even issue NFC cards if you don't pay extra/have a "premium" account

2019-10-13 00:37:06 UTC  

the fuck

2019-10-13 00:37:46 UTC  

I have 6 cards, and 0 (zero) of them have contactless/nfc

2019-10-13 00:38:01 UTC  

My parents have had contactless payment on their cards since around 2012-2013 onwards

2019-10-13 00:38:31 UTC  

My original card didn't but when I changed plans with my bank for a better (((interest rate))) they gave me a proper NFC card

2019-10-13 00:38:43 UTC  

didnt the eu or some non-american group of countries push for chip and pin for cards

2019-10-13 00:39:06 UTC  

Still waiting for the day when there's some kind of Monocard that can hold multiple card info at the same time, so you don't need to rely on your phone

2019-10-13 00:39:12 UTC  

Chip and pin SUCKS for user convenience

2019-10-13 00:39:21 UTC  

Those chips wear out so fucking fast

2019-10-13 00:39:50 UTC  

Such thing exists Matty, it's called the NFC Chameleon

2019-10-13 00:40:16 UTC  

It's a card with 8 card slots and you can swap between them at any time

2019-10-13 00:40:24 UTC  

Only my Amex and PayPal business debit card do NFC, the other 10 don't.

2019-10-13 00:40:50 UTC  

@Droidbot yes, and if I pull that out in a store, they're gonna call the fucking cops

2019-10-13 00:40:51 UTC  

We just updated to accept chipped debit at work. Fucking sad.

2019-10-13 00:41:35 UTC  

@timsandtoms Mine STILL is swipe-only

2019-10-13 00:42:54 UTC  

>10 cards

2019-10-13 00:42:56 UTC  

???????

2019-10-13 00:43:08 UTC  

Every so often we'll get this nerdo with LG pay who will insist that "the app" can make it work with the stripe reader

2019-10-13 00:43:21 UTC  

surprise, it fucking doesn't, and he leaves angry every time

2019-10-13 00:46:33 UTC  

I was so excited when he first came in, because it was a "big if true" tech

2019-10-13 00:46:44 UTC  

But it's so fucking janky that it's borderline useless

2019-10-13 00:56:45 UTC  

Assuming it's the same idea as Samsung Pay' spoofing the magnetic stripe, it kinda can work.

2019-10-13 00:59:24 UTC  

@Droidbot 13 I think? Two debit cards, one for my main bank and one I probably won't ever bother closing, PayPal Business debit from when I ran a Minecraft server commercially, a handful of rewards credit cards to juggle which ones give the greatest % cashback, and a couple I opened because they gave like $200 signup bonuses.

2019-10-13 01:03:24 UTC  

Honestly understandable

2019-10-13 01:03:59 UTC  

I have 2, my normal bank one and a secondary travel money one that has significantly better exchange rates and 0 international transfer or cashout fees

2019-10-13 01:09:44 UTC  

Are you in the states? Having tons of credit cards tends to be a uniquely American thing. 10 is a lot regardless, but having a couple is pretty standard over here and seems less weird than it does to the rest of the world. Between going into debt being more of an American problem, we get more fraud protection on credit cards, and there are hella choices for rewards for using credit, since they want to sucker you into paying 10-30% APR interest.

2019-10-13 01:11:19 UTC  

I know a couple of people who use https://www.curve.app/en/