Message from @Krieger The Viking Plague Doctor

Discord ID: 445192821838970881


2018-05-13 11:53:32 UTC  

replica clothing and watches

2018-05-13 11:53:38 UTC  

ah

2018-05-13 11:54:05 UTC  

Oh, I hope you are honest and upfront about it being fake

2018-05-13 11:54:17 UTC  

Yeah ofc

2018-05-13 11:54:30 UTC  

They just send me the dhgate ad and ill pay it

2018-05-13 11:54:50 UTC  

Wut why? Are they illegals?

2018-05-13 11:54:53 UTC  

some people don't have access to sofort

2018-05-13 11:55:02 UTC  

or a master/visa

2018-05-13 11:55:39 UTC  

ITT: how to rip off underagers

2018-05-13 11:55:56 UTC  

<:alismirk:230784726615588865>

2018-05-13 11:55:56 UTC  

Are they illegals or just really paranoid? Chinese folks deal in cash nearly exclusively because of questionable visa status in my experiance and I imagine others do the same.

2018-05-13 11:56:08 UTC  

no man its people I know friends or family

2018-05-13 11:56:11 UTC  

I remember once I got my hands on a Rolex but turned out it was fake

2018-05-13 11:56:17 UTC  

I was shattered

2018-05-13 11:56:18 UTC  

feels bad man

2018-05-13 11:56:24 UTC  

how much did you pay?

2018-05-13 11:56:42 UTC  

I didn't, I got it as a gift and they told me it was real

2018-05-13 11:56:53 UTC  

Oh, thats always awkward

2018-05-13 11:56:57 UTC  

oof

2018-05-13 11:57:06 UTC  

He probably didn't know I guess

2018-05-13 11:57:20 UTC  

Or he wanted me to feel rich idk

2018-05-13 11:57:46 UTC  

second

2018-05-13 11:58:18 UTC  

Is a credit card/debit card from master or visa worth it?

2018-05-13 11:58:46 UTC  

I could get a card starting at 14.50 a year or one with a minimum spending requirment of 500 euro a year

2018-05-13 11:59:30 UTC  

(playing fortgay, afk)

2018-05-13 12:01:04 UTC  

I have a debit mastercard it's the best thing ever to happen to me

2018-05-13 12:01:26 UTC  

You won't build credit like with a credit card but you cannot run into debt since you ca only spend what you have

2018-05-13 12:02:09 UTC  

When I had a credit card I was racking thousands up but now I am stable in how I spend

2018-05-13 12:02:54 UTC  

send mony pleas

2018-05-13 12:04:01 UTC  

I just use my credit card like a debit card as its automatically linked to my bank account.

2018-05-13 12:04:29 UTC  

Dunno if it makes my credit better or worse to pay on time all the time but meh.

2018-05-13 12:06:16 UTC  

It does improve your score. Not as good as paying it well before the payment date is due but it still helps.

2018-05-13 12:08:01 UTC  

when the bill comes for me I usually pay it *immediately*

2018-05-13 12:10:01 UTC  

Why not just use debit? It was the default type provided for me by my bank

2018-05-13 12:10:45 UTC  

Given the choice I'd say that in every case debit > credit as at least in my opinion it's much more safer

2018-05-13 12:11:43 UTC  

The only time you ever need to worry about your credit is when you wanna buy a house or get a loan

2018-05-13 12:12:09 UTC  

Because for things like cars and houses you need to prove you have a history of paying for things on time.

2018-05-13 12:12:12 UTC  

If you got a decent enough job with a 20% deposit you won't need a really high credit to get the mortage either.

2018-05-13 12:12:17 UTC  

If it's 5% then you def will

2018-05-13 12:12:46 UTC  

Wasn't for things like cars and houses more important that you're not in debt and that you have stable income?

2018-05-13 12:12:55 UTC  

Of course nothing is stopping you from taking that car and house to texas and telling those fucking kikes to take a hike.