They also don't like you opening accounts.

Yeah, in comparison Paypal Credit isn't so bad. I think it's a 19% APR, but you can avoid that generally by choosing a financing option of paying within that 6 months.

Sometimes i'm really curious if you guys even know what you're doing

So i never paid any interest from it.

@adamcdx a 6 month Grace period is actually really short. My first card had no interest for 18 months

Also if you're not buying a house or car and need a credit, you're doing it wrong.

In burger society, credit is used for everything from job interviews to apartment rentals.

Employers be like "ewww, this guy needs money and is willing to work for it? Gross!"

Yeah, I should probably go out soon and go with another for credit stuff.

@Matthew not just movesets, tm learn potentials and pokemon typinga have been changed. also the moves themselves

Try not to open more than 1 or two accounts per year, and have different kinds, not just credit cards

like damage values and move types

cut is a grass type with a damage boost

strengh fighting type

@NiceBear I never said liquid crystal was perfect dude, just that I was having fun with it

true http://www.usdebtclock.org/

us runs on huge debt engine

im just telling you features since you implied you downloaded it

>Try not to open more than 1 or two accounts per year

@Tervy sure, we owe a lot of money but all of Europe owes us their LIVES

Why would you need more than 1 credit account at all?

@Sdeck37 because you become eligible for better accounts over time, and your needs may change?

Like cash-back, airline rewards, etc

@Sdeck37 its the system where they pay way more from "features" than they really use them for

Ok

I still think that's retarded as hell

It is

But you burgers do you

it is

There's not a single person who LIKES being in debt

but somehow its "good thing" in there

I use my cards as a safety net, not as a way to live above my means

if I don't have 1k euro in my bank account I just don't feel secure

only thing i have gotten some debt was when one of those "quick money high interest" companies have webform

what allowed the payment rate to be set

10k for 2 dollars backpay month

":D"

I try to keep 3 months of living expenditures in savings

and they had no clause for them to sell the loan

so effectively it got negated when they went sold themselves to larger company

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