Message from @adamcdx
Discord ID: 511266164610170903
@Matthew Yeah, I'm planning to get one and doing this definitely. Paypal credit was the only place that accepted me years ago before turning 18 somehow.
I snagged the link before you deleted it. I know you're not responsible for the shitware ads download sites run but goddamn, that was not something I wanted to see @NiceBear
@adamcdx my first credit card I got at 18 had a limit of 300 bucks and an interest rate of 23.9% 😂 👌
After 6 months of paying my 15 dollar minimum, they suddenly boosted my credit limit to $2400. Do not fall into the credit debt trap
But the interest was still 23.9%?
23.9%, yes
kek
Bank smart
Just buy some stuff, goy
I still have the card, but I don't carry a balance on it. The credit score jews don't like it when you close your oldest account
>The credit score jews don't like it when you close your oldest account
Why?
Because they just don't.
They also don't like you opening accounts.
Yeah, in comparison Paypal Credit isn't so bad. I think it's a 19% APR, but you can avoid that generally by choosing a financing option of paying within that 6 months.
Sometimes i'm really curious if you guys even know what you're doing
So i never paid any interest from it.
@adamcdx a 6 month Grace period is actually really short. My first card had no interest for 18 months
Also if you're not buying a house or car and need a credit, you're doing it wrong.
In burger society, credit is used for everything from job interviews to apartment rentals.
Employers be like "ewww, this guy needs money and is willing to work for it? Gross!"
@Matthew not just movesets, tm learn potentials and pokemon typinga have been changed. also the moves themselves
Try not to open more than 1 or two accounts per year, and have different kinds, not just credit cards
like damage values and move types
cut is a grass type with a damage boost
strengh fighting type
@NiceBear I never said liquid crystal was perfect dude, just that I was having fun with it
us runs on huge debt engine
im just telling you features since you implied you downloaded it
>Try not to open more than 1 or two accounts per year
@Tervy sure, we owe a lot of money but all of Europe owes us their LIVES
Why would you need more than 1 credit account at all?
@Sdeck37 because you become eligible for better accounts over time, and your needs may change?
Like cash-back, airline rewards, etc
@Sdeck37 its the system where they pay way more from "features" than they really use them for
Ok
I still think that's retarded as hell
It is
But you burgers do you
it is