Well, not "themselves", but they have way to do so

yeah they move out into a place a prisoner would turn their nose up to but the application process for the loans is all the parents, they're the ones calling as registered third parties

and dealing with the shit, not the students

so saying bring along a pen to cross shit out is crazy, the student never shows up, it's mummy and daddy

which is crazy

they're not the ones paying it off

That's a weird system

it's all done online here

I mean, same here

It's just that everything is connected to the student itself, and no one else

but 99% of all calls I ever had was the parents, rarely ever the student

the parents didn't have the same privileges but if they had the student mumble out some security they could do anything

If payment is neglected, the loan taker will be the one to receive punishment

over here it comes off wages and if you never earn more than the threshold it gets wiped after 25 years

So naturally, the loan taker will have to be the one taking the responsibilities

>thinking some 17-18 year old twerp gives a shit about all that

most people don't even plan for their retirement before 30

much less a loan they take out pre-20 years old

I'm sure they will when their money gets cut when they neglect certain duties

Such as actually studying to meet the criterias

I dunno

Most of the criteria are pretty easy here, I think they're talking about making it harder

I feel your system is flawed in the sense that it gives very little physical feedback to the kid commiting to the loan

I never touched the scottish system

just english

So naturally, they'll get complacent and accrue major debts without realizing it

the only scot I got had his mum threaten to come after me with a baseball bat

hung up immediately anytime I heard a stoner/junkie scot voice after that

not worth it

english system is harder because £9000 tuition fees paid off by the loans

scotland doesn't have tuition fees

less burden on you

english get sucked into a sense they have to study and to study they need maximum loans

so they're not all that interested in the terms

What stops the English kids from moving north and studying there?

need to remain here for 3 years

a lot of people want to get a move on and enter at 18

a lot of english move up though

takes some planning

3 years is the duration of most educations, though

3 years pre-education starts