Message from @Deleted User
Discord ID: 221083497727524865
Not the studying itself
>call up house to discuss loan with some kiddo
>mum answers
>can I speak to faggymcfaggleson
>no he just left what's it about
>student loans
>OH FAGGY FAAAGGY
>sound of her upstairs
>IT'S THE LOAN PEOPLE
>*bed ruffling sounds* WHaaa"
fucking jackass, wake up you stoner
Yeah, moved out at 18, not gonnaa live with parents any longer than necessary. Seems to be the norm here
>expects me to believe everyone moves out when a bunch of students in this very discord and all over /g/ live with parents
Kek
Neckbeards here then
I don't doubt people move out into shitty prison cell accommodations
This Discord is special
You're special
etc
but the application process is fully parent powered at least here
or maybe I got a dark insight into the real goings on without e-bravado
No but seriously, the stats indicate that most youngters move out
Because they can finance it themselves
Well, not "themselves", but they have way to do so
yeah they move out into a place a prisoner would turn their nose up to but the application process for the loans is all the parents, they're the ones calling as registered third parties
and dealing with the shit, not the students
so saying bring along a pen to cross shit out is crazy, the student never shows up, it's mummy and daddy
which is crazy
That's a weird system
it's all done online here
I mean, same here
It's just that everything is connected to the student itself, and no one else
but 99% of all calls I ever had was the parents, rarely ever the student
the parents didn't have the same privileges but if they had the student mumble out some security they could do anything
If payment is neglected, the loan taker will be the one to receive punishment
over here it comes off wages and if you never earn more than the threshold it gets wiped after 25 years
So naturally, the loan taker will have to be the one taking the responsibilities
>thinking some 17-18 year old twerp gives a shit about all that
most people don't even plan for their retirement before 30
much less a loan they take out pre-20 years old
I'm sure they will when their money gets cut when they neglect certain duties
Such as actually studying to meet the criterias
I dunno
Most of the criteria are pretty easy here, I think they're talking about making it harder
I feel your system is flawed in the sense that it gives very little physical feedback to the kid commiting to the loan
I never touched the scottish system
just english
So naturally, they'll get complacent and accrue major debts without realizing it