Grenades picking up what I'm laying down.

and i can only hoard money if i produce more than I consume, value wise, or i don't consume.

which means i need to produce more for each piece of money i hoard

Bingo

or, i need to stop consuming

You are talking about deflation.

basically

Can someone tell me whats wrong with deflation?

Depends on your goals

the only problem becomes how small you can divide your currency

but this is the problem of currency, its imaginary placeholder for the real value of stuff

If you want to spur growth it's bad, but I'm not convinced artificial growth is good

Yes, you need an infinitely devisable currency.

And?

It's called trade. After a year of deflation you will quickly find out you can't afford anything from the people over the river.

Why?

hang on. I know this one.

>stores will sell products nobody is buying

I don't understand

you can go down to there being only 1 dollar in the system, people will just rip the dollar in 2, now you have 2 half dollars

or someone will start using something else as a new currency, or just trade directly tit for tat

Sorry I've that wrong up there.

the worst that can happen is everyone is just focused on providing for themselves and no-one else.

I used to know all this stuff.

So does anyone fully disagree or did I make my case? (I didn't go into specifics even, yet)

I'm not convinced. You are just going to lower the money supply. Why would I spend today when it's going to be worth more tomorrow? I just makes the problem worse. Unless you print money to fill gap. Where that gap be caused by hording or population growth.

do you have enough to afford not spending today?

and will it be worth more tomorrow? everything will be more expensive tomorrow too

maybe it will be worth more tomorrow, but you will get less in return

what you currently own will be worth more, but your income will be less because each dollar will be worth more

Grenade making my arguments for me.

its just logic

money doesn't have value, it is a place holder for value

change the place holder doesn't change the value

Basically that

bread takes x human work to make. therefore it is worth x human work.

And what do you do if you're in debt. The money you borrowed yesterday becomes impossible to pay.

I mean, living within your means is the best option...

why would debt not get negative interest?

because each dollar you pay to them is now worth more than before

Getting a mortage that I can pay is living in my means, it also gives me somewhere to live.