and in response to Greasy, yes, it's inevitable some people are going to need help

but can I tell you that you can tell me that I can tell you its not a safe space?

i can call you a brainlet for even thinking they think it's a safe space

how dare you wacka

But it doesn't alter the fact that this "buy it now" "live off debt" "live paycheck to paycheck" culture that has developed over the last 30 years is bad, we all knew it was bad, we all TOLD you it was bad, but you knew better

So you should expect some tough love

How did that culture develop Eccles?

boomers

finance

like all cultures, across the board

something something neoliberalism?

buy your new sofa now... pay over the next 7 yrs

i would suspect it started as a result of the relaxing of banking laws

lending laws

same for your tv, car, kitchen appliances

I don't think long term financing like sofas would be the issue

but it's one of those things where everything plays into it, everything is to some degree linked to everything else

ill give you a clue, its one of these three things
Something/Something/Neoliberalism

i don't imagine in these events the fianncing companies ar egoing to foreclosing

it would be ... cos if you had to save up for a sofa... more people would have savings

yes, ff, but that's not terribly helpful

instead ... everyone has more monthly outgoings

true

i get that

the more pertinent question is "how to we roll back these maladaptions to society"?

and

as i've been saying for ages, we need to make it so that households can comfortably live off ONE wage

which means pushing up wages, and the cost of living DOWN

yeah which starts by nationalising rails, energy and mail as they are natural monopolies. Then you undo the privatisation of the NHS and cut the bureaucracy within it. You create social projects that bring communities together so there's more opportunities available for people to contribute to local economies.

just looking at the ftse live... theres a loooot of money moving about right now

its moving up and down 20pts at a time

Things are only going to get worse in the next few days

nationalisation - case by case basis. i won't agree on principle

natural monopolies should be nationalised

social projects - no, government should fuck off and not be involved in that

how about this:

things like the last steel producer should be government owned, we shouldn't let things like steel leave the land

nhs, this is an argument on what is most effective

rails sure

scrap VAT on heating and fuel, significantly reduce duty on fuel and alcohol - it should max out at the cost of the externalities of vice being taxed
end mass immigration

royal mail should never have been privatised