arlright guys

for real

no more fucking spending money

who

https://www.thereligionofpeace.com

It was .com nvm

@Timcast I heard you are a star trek fan, I got to say this.

Sisko Did Nothing Wrong XDD

Hello My Name Is Sisco Welcome To The Disco

Looks like the FIRST STEP Act of 2017-2018 is likely to make it to the Senate before the new house has a chance to sabotage it.

Make sure to spread the good news.

Criminal justice reform needs to start somewhere.

I swear I spend money as fast as I make it this isn't good

I need to make more money

You need to spend less money

@>_ how much money do you make?

no I need to make more money

I make alright for my age and area

my answer is "I don't know yet, this year"

yeah, but like how much?

more than 40k/yr?

I make enough to spend too much frivolously

60k/yr?

don't spend money frivolously, even if it looks like you can

put those lattes in to Vanguard index funds

You will not regret it in the least, I can almost guarantee.

yeah dont be stupid and spend ypur money

save it up

Your savings ratio should be like... 75%, if you make 100-120k/yr.

until you make enough to subsist without work for the rest of your life

What is a vanguard index fund.

Vanguard is a company which runs index funds

index funds are investment funds which allow you to trade against an index

and index is a set of stocks

Clearly, I don't invest.

vanguard index funds are investment funds which allow you to invest in a large number of stocks in aggregate

But would like to start.

They beat active fund management in almost every case

who pinged <.<

KONO DIO DAAAAA

How much do you need to invest.

What's the minimum amount.