Message from @asparkofpyrokravte
Discord ID: 523095582990925824
No
Affirmative action is an incredibly blunt instrument to correct systemic discrimination. Much of the drop to men's entry into university is the result of men's choices and is not systemic. Even the parts that are systemic tend not to properly fall under the definition of discrimination per se.
no, affirmative action should not exist, if you want to focus certain demographics you should encourage them in other ways, focusing programs in disadvantaged areas
Moreover, increasing men's entry into university would not be, on the whole, beneficial to men. The debt burden is a real issue with university education, and jobs gained via university training tend to be higher stress and lower life satisfaction
This effect would tend to be worse for people who don't naturally qualify for the slot
A more productive solution to the university gap would be gender focused literacy programs in elementary and high school, as well as other accommodations in elementary and high school designed to reward and benefit boys -- though this will likely never solve the gap in its entirety.
Not that solving the gap in its entirety should ever be a goal unto itself
Nope. Affirmative Action is partly how we got in this mess
@asparkofpyrokravte in the UK you have to remember the debt burden is no where near as bad as other countries. It's also forgiven after 50 years
The cost remains somewhat comparable
though taking a year off of school does indeed decrease debt burden
That's very interesting
Yeah the student loans in the UK are actually fair. You don't start paying it back until you're earning above a threshold.
It still gains interest but it's quite low
Canada has a similar system: https://www.ratehub.ca/blog/what-happens-to-your-credit-score-if-you-default-on-student-loans/
But with four-year schooling, it is still a massive risk to take at the beginning of adult life
So the debt burden is unchanged, it is just less unfair than, say, the US
Also our interest on student loans may very well be cheaper than UK
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And unlike Canada, you can't really escape your student debt if it turns out to be crushing you financially (other than bankruptcy) since it is a payroll deduction: the standard way of collecting student loans back in Britain is through the payroll. So, basically, anyone who's not self-employed never actually writes a cheque to the student loan company – the money just comes off their pay packet, a bit like income tax, before they ever see it
Though unlike the US, the UK does allow bankruptcy to affect student loans.
It's like £40 a month probably less than. It changes depending what you earn. It's not really making the difference imo
For what I earn which is 2/3 of fuck all
Hrm, so instead of making students choose between loan repayments and rent, the UK just shackles students to debt for life by allowing sub-interest minimum payments?
Not sure how I feel about that
Yup.
I don't pay attention to it. Most my friends don't either
As you say it's just like extra tax
It discourages bankruptcy, but actually puts people into an even worse financial situation
I think...I actually don't like that at all
I suppose technically you can still make retirement savings, and the debt goes away at age 50 regardless
So...it might not be that bad?
I suppose that age 50 thing really is the saving grace of the whole system
So you just make minimum payments on the student debt until you retire
Exactly. The majority of the risk is taken by the government. It doesn't really effect your credit score as long as it's being paid
But I haven't checked that lately
Huh, that's kinda janky. 40 pounds a month for life though depending on what you earn
That's what I pay