Message from @Phobia

Discord ID: 638071271204192257


2019-10-27 17:42:33 UTC  

it's VERY expensive, and the hospitals are more than happy to work with you regarding payment

2019-10-27 17:42:50 UTC  

it's a massive issue, but not one that can't be fixe - without forcing everyone else to help pay for it

2019-10-27 17:42:55 UTC  

And let me guess because you don't have a credit card there for the medical bill only costed $2.99 to get taken care of for a procedure that costs thousands of dollars per treatment over the course of many months

2019-10-27 17:43:20 UTC  

So therefore the only reason people have expensive medical bills is because they just have a credit card even though that has no bearing on what it cost to treat your conditions

2019-10-27 17:43:34 UTC  

My statement about credit cards had to do with people being in unnecessary debt, not sure how/why you didn't understand that

2019-10-27 17:44:00 UTC  

had nothing directly to do with health are, but rather, the ability of people to pay for things

2019-10-27 17:44:03 UTC  

like medical bills

2019-10-27 17:44:06 UTC  

Because you specifically refer to it as the exclusive reason for people being in debt

2019-10-27 17:44:23 UTC  

No, I specifically refer to it being a reason people can't pay medical bills

2019-10-27 17:44:23 UTC  

Because acknowledging that the self-admitted expensive medical bills are fucking expensive would shatter your worldview

2019-10-27 17:44:35 UTC  

Not once have I disagreed with that notion

2019-10-27 17:44:47 UTC  

Every step of the way you've disagreed

2019-10-27 17:44:50 UTC  

they're tremendously expensive, but far less so if you ***don't use credit or insurance***

2019-10-27 17:44:54 UTC  

Read the part in bold

2019-10-27 17:45:08 UTC  

Having no money and having a credit card are not the same thing

2019-10-27 17:45:23 UTC  

Cover an expensive medical procedure then you can't cover the cost of the expensive medical procedure and will go into debt just to get healed

2019-10-27 17:45:28 UTC  

Be a fucking adult, learn how to negotiate, and make an agreement with the hospital

2019-10-27 17:45:36 UTC  

it's how we did things before the insurance scam

2019-10-27 17:46:07 UTC  

Such negotiations are out of your hands when dealing with medical procedures

2019-10-27 17:46:28 UTC  

They hold all the cards your bargaining posture is dubious at best

2019-10-27 17:47:25 UTC  

Factually incorrect, my mother and grandmother negotiated, one with Duke and the other with Sentara

2019-10-27 17:47:51 UTC  

Okay but can you use examples to come from reality?

2019-10-27 17:47:53 UTC  

CareCredit is a thing

2019-10-27 17:48:05 UTC  

And it's going to cost you an arm and a leg to get your arm and leg back

2019-10-27 17:48:07 UTC  

My family members aren't real? lol

2019-10-27 17:48:21 UTC  

Anyone can pull a name out of thin air and attach bullshit stories to them

2019-10-27 17:48:43 UTC  

People are so heavily indoctrinated they simply don't know you have the ability to negotiate with doctors

2019-10-27 17:48:57 UTC  

not all doctors will do it, however, it's not an absolute

2019-10-27 17:48:59 UTC  

nothing is

2019-10-27 17:49:02 UTC  

No you can try to negotiate with them you'll get laughed at and sued for wasting their time but you can try

2019-10-27 17:49:41 UTC  

Best case scenario a $20,000 procedure will get bumped up to say $40,000 if you pay it over the course of the rest of your life

2019-10-27 17:50:01 UTC  

Since they would be waiting to see that money they're obviously going to want more money for the inconvenience

2019-10-27 17:50:15 UTC  

people spend more than that on a car 🙄

2019-10-27 17:50:23 UTC  

I honestly don't want to hear it lol

2019-10-27 17:51:00 UTC  

Using the 1% is an example to Define what the status quo of the market is isn't very honest

2019-10-27 17:51:09 UTC  

There is a very good reason doctors are beginning to refuse medicare/medicaid etc.

2019-10-27 17:51:12 UTC  

Not exactly a strawman and I don't think it technically counts as cherry picking

2019-10-27 17:51:29 UTC  

the 1%?

2019-10-27 17:51:35 UTC  

You have lost your God damned mind

2019-10-27 17:51:41 UTC  

I'm literally living at poverty level

2019-10-27 17:51:42 UTC  

You can't honestly think everyone out there is buying Tesla's