Message from @fuguer
Discord ID: 658923283558957056
Our psychology makes investing hard
and wasn't fit to be managing my finances
I will just do 401k from here on. It is very demanding
I also trades normal stocks for a bit
just metals and what not
Yeah 401k is slow and steady
Didn't enjoy it
I know I don’t have temperament for high risk investing
you still have a week left to buy, remember, $1k EoY
I almost had panick attack buying my house
ok buddy
A lot of people only put enough in their 401K for a company match. The rest goes in an IRA or a Roth IRA, depending on your beliefs about future taxes.
My brother literally did lol he backed out of buying house like 3x lol
401k and wage cucking. I should be working on the side too. My job is pretty cushy and one of my coworkers pretty much makes his fulltime salary doing freelance on the side
The price is reduced by 1/20th of a cent lol.....
Why do you say a week to buy?
Is the value about to shoot up?
Fuguer how did you structure your mortgage
I don't understand how bay area folks drop like 8k a month on a mortgage
How do you know
Nerth are you secretly rich
Real estate finance
yeah... I will max out 401k soon. Maybe starting Jan
He did some technical analysis jewdo, and he's pretty confident
Chad rich american
yes it will reach $1k by the end of the year because everyone on /biz/ and Billy Ray says so
<:autistic:435640902224969729>
When I first got my mortgage it was like 6k/month yeah
I'm middle class
What if it doesn't though?
Virgin impoverished cancuck
I'm not impoverished
tbh if Billy Ray says so then it's truth
how could /biz/ be wrong?
You get taxed on pulling out of the 401K early, even in an emergency, and there is a tax once you retire
I refinanced a few months later into two loans and it was a lot cheaper
Honestly I live beyond my means and enjoy a middle class lifestyle