Message from @transience
Discord ID: 456413137525014528
ive been on a capital one card for the past year
just to build up credit
it's working
the only reason why i like the idea is because of rewards like airline miles
Imma do that, im thinking of getting a card with incasso, 0% int
you wont get 0% right off the bat
you'll start off with something 30% interest
pay it off on time and you wont get charged
you should pay it off on time anyway if you dont want to fuck your credit score
Nah they charge 0% here if you let them cash within 14/21 days on some cards
can you rewrite that in english please
Mostly going to use it for insured online purchases
it's 0% if you pay off on time on all cards if you pay back on time
within 30 days
but it's technically still a 30% interest card
In english:
If you have set up incasso (auto withdraw from bank) you pay 0% on the purchase
so it's basically just like paying it back on time
the 30% is if you dont
If you forget to put money in the bank its a staggering 27% on starters
Yes
I am not going to do that
it's not a 0% interest card then
it's 27% APR
Pay the moment after you bought something
(((Credit shifu here)))
youll get the nicer cards after a year or two on a shitter ~20% APR card
Zucht, I want a amex but its useless here with mostly maestro and other methods in asia
i hope the british airways ones will be good
something tells me they're not
they've been charging ripoff premium prices for subpar flight service
I have to wait until 21 to get some proper insurance for cards too
Wait aren't you better of booking budget airline flights then paying premium for transaction fees @transience?
Or whatever fees the card has
scratch what i said
1 avios points per 1 pound spending, need 100,000 avios to go to thailand
no thanks
anyway <#189467888657235970>
Oh yeah
Ching chong
Chink food is pretty good, think this is dry pot or something. Just pick out meat amd veg amd they fry it in chili oil of varying spice. Great for long trips, cant fall asleep at the wheel if our stomach is on fire