Message from @Penguin4hire

Discord ID: 660033732836851732


2019-12-27 08:00:24 UTC  

i get my bank SENDING ME ads for credit cards to denie them when i say yes

2019-12-27 08:00:47 UTC  

Wtf

2019-12-27 08:01:02 UTC  

I started building my credit when I was about 16. I was smart about it

2019-12-27 08:01:32 UTC  

i try to because even tho i hate getting in debt i want to own a house and land eventually

2019-12-27 08:02:04 UTC  

I understand that well

2019-12-27 08:02:28 UTC  

i have enough in the bank rn to pay off my truck and it kills me not to but i gotta build that credit

2019-12-27 08:03:41 UTC  

I currently have 2 paid off vehicles as of 3 months ago. It’s nice. In your situation It’s better not to pay it off honestly

2019-12-27 08:04:18 UTC  

yea thats how i see it better to have some type of credit built instead of just a truck

2019-12-27 08:04:44 UTC  

its just like i try to but cant finance tools

2019-12-27 08:04:53 UTC  

Sadly credit is needed for almost everything

2019-12-27 08:05:03 UTC  

being a large dealer we have the snap on and mac trucks come by to sell us tools

2019-12-27 08:05:09 UTC  

but i always end up paying them in full

2019-12-27 08:05:16 UTC  

My wife is a banker so she handles most of the finances these days

2019-12-27 08:05:57 UTC  

So I got lucky there a bit. I’m decent with finances but she’s much better

2019-12-27 08:06:16 UTC  

I hope she would be

2019-12-27 08:07:22 UTC  

You’d be surprised at the amount of bankers who are bad with their own finances

2019-12-27 08:08:18 UTC  

I never considered that
Guess uts like mechanics that drive zip tied together honda civics

2019-12-27 08:09:01 UTC  

Exactly lol.

2019-12-27 08:09:28 UTC  

Half way through my shift nice

2019-12-27 08:16:38 UTC  

nice

2019-12-27 08:18:24 UTC  

i also realized even if i wanted to go to collage at this point i havent even taken the SAT/ACT because i had work at the time because i specificly schedualed my classes to all be in the afternoon so i could work in the morning and i had work on the day for SATs and considering i am now in a full time position with pretty good pay i think i made the right desision

2019-12-27 11:35:27 UTC  

Definitely regret not getting more sleep yesterday.

2019-12-27 13:02:32 UTC  

Still working?

2019-12-27 13:03:10 UTC  

Just got off

2019-12-27 13:03:55 UTC  

So did your mom

2019-12-27 13:04:29 UTC  

Not at work hopefully

2019-12-27 13:05:43 UTC  

I just got into work. Will probably be here for next 12 hours

2019-12-27 13:05:57 UTC  

Well, working next 12 hours

2019-12-27 13:06:49 UTC  

Doing what

2019-12-27 13:07:28 UTC  

Anyways I’m going to get some sleep

2019-12-27 13:09:46 UTC  

Take an aircraft to one of our outlying fields, land, sit there for 8ish hours, takeoff and come back and then do office work. Haha

2019-12-27 17:50:22 UTC  

Wearing this bad boy today

2019-12-27 17:50:33 UTC  

https://cdn.discordapp.com/attachments/659316074163994636/660177717379072021/20191227_114924.jpg

2019-12-27 18:35:13 UTC  

I got that patch

2019-12-27 18:37:17 UTC  

Rise and grind Patriots

2019-12-27 18:38:37 UTC  

Another wonderful day to work.

2019-12-27 18:40:01 UTC  

Time to earn some money to spend on tyrant deterrence

2019-12-27 18:40:39 UTC  

That’s pretty much how it is right now

2019-12-27 18:41:55 UTC  

Gonna go to the gun show tomorrow and see if there is anything of interest

2019-12-27 18:43:07 UTC  

Meh. Spending the day sourcing ammo which is a bitch. Local gun shop closed down last Tuesday, guy up and retired. Now I have to find a new source of cheap ammo.

2019-12-27 18:43:26 UTC  

Oof